Alabama · HMDA 2025
Mortgage lenders in Walker County, AL
203 lenders reported 2,664 home-loan applications in Walker County in 2025. 1,076 closed as loans ($209.0M), 635 were denied — a 34.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 25% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,664
- Loans originated
- 1,076
- Purchase / refinance
- 637 / 257
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walker County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 364 | 13.7% | — |
| 2 | 21st Mortgage Corporation | 168 | 6.3% | — |
| 3 | Rocket Mortgage, LLC | 132 | 5.0% | — |
| 4 | Synovus Bank | 115 | 4.3% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 108 | 4.1% | — |
| 6 | FirstBank 59 out of 100, Moderate | 82 | 3.1% | 42.8% |
| 7 | APCO EMPLOYEES | 81 | 3.0% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 71 | 2.7% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 68 | 2.6% | 33.8% |
| 10 | Broker Solutions, Inc. | 64 | 2.4% | — |
| 11 | GUILD MORTGAGE COMPANY | 62 | 2.3% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 58 | 2.2% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 55 | 2.1% | 43.1% |
| 14 | Mortgage Research Center, LLC | 54 | 2.0% | — |
| 15 | NEWREZ LLC | 46 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 44 | 1.7% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 41 | 1.5% | 40.8% |
| 18 | LEADERONE FINANCIAL CORPORATION | 38 | 1.4% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 33 | 1.2% | — |
| 21 | Prosperity Home Mortgage, LLC | 32 | 1.2% | — |
| 22 | BankFirst Financial Services 69 out of 100, Moderate | 27 | 1.0% | 7.5% |
| 23 | AlaTrust Credit Union 75 out of 100, Strong | 26 | 1.0% | 51.5% |
| 24 | AMERICA'S FIRST | 25 | 0.9% | — |
| 25 | Pinnacle Bank | 25 | 0.9% | — |
| 26 | PLANET HOME LENDING, LLC | 24 | 0.9% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 24 | 0.9% | — |
| 28 | SPRING EQ, LLC | 23 | 0.9% | — |
| 29 | Loandepot.Com, LLC | 22 | 0.8% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 0.8% | 14.1% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 0.8% | — |
| 32 | NEW DAY FINANCIAL, LLC | 20 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 19 | 0.7% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 19 | 0.7% | 3.0% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 18 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.6% | 32.9% |
| 38 | TOWNE MORTGAGE COMPANY | 16 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 15 | 0.6% | — |
| 40 | SouthState Bank, National Association 68 out of 100, Moderate | 15 | 0.6% | 23.3% |
Top 40 of 203 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps