Arkansas · HMDA 2025
Mortgage lenders in Baxter County, AR
175 lenders reported 1,958 home-loan applications in Baxter County in 2025. 1,108 closed as loans ($202.6M), 253 were denied — a 17.9% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 29% of applications, led by Click n' Close, Inc.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,958
- Loans originated
- 1,108
- Purchase / refinance
- 562 / 303
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baxter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Click n' Close, Inc. | 238 | 12.2% | — |
| 2 | Arvest Bank 57 out of 100, Moderate | 238 | 12.2% | 18.5% |
| 3 | Rocket Mortgage, LLC | 95 | 4.9% | — |
| 4 | Anstaff Bank 79 out of 100, Strong | 93 | 4.7% | 5.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 90 | 4.6% | — |
| 6 | First Security Bank 92 out of 100, Very strong | 87 | 4.4% | 6.6% |
| 7 | The Farmers & Merchants Bank 67 out of 100, Moderate | 82 | 4.2% | 14.9% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 2.9% | 39.5% |
| 9 | FREEDOM MORTGAGE CORPORATION | 45 | 2.3% | — |
| 10 | Baxter Credit Union 60 out of 100, Moderate | 44 | 2.2% | 20.2% |
| 11 | First Community Bank 62 out of 100, Moderate | 44 | 2.2% | 6.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.1% | — |
| 13 | Bank OZK 76 out of 100, Strong | 36 | 1.8% | 37.8% |
| 14 | Mortgage Research Center, LLC | 35 | 1.8% | — |
| 15 | NEWREZ LLC | 33 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 29 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.3% | 14.1% |
| 18 | FNBC Bank 69 out of 100, Moderate | 24 | 1.2% | 5.0% |
| 19 | 21st Mortgage Corporation | 23 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 21 | 1.1% | — |
| 21 | Centennial Bank 79 out of 100, Strong | 21 | 1.1% | 23.4% |
| 22 | Broker Solutions, Inc. | 20 | 1.0% | — |
| 23 | NEW DAY FINANCIAL, LLC | 19 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.9% | 32.9% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 0.9% | — |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 0.9% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 17 | 0.9% | 3.0% |
| 28 | FIGURE LENDING LLC | 15 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 15 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 13 | 0.7% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.7% | — |
| 32 | PHH Mortgage Corporation | 13 | 0.7% | — |
| 33 | Equity Prime Mortgage LLC | 12 | 0.6% | — |
| 34 | Plains Commerce Bank 59 out of 100, Moderate | 12 | 0.6% | 10.0% |
| 35 | FOCUS BANK 75 out of 100, Strong | 11 | 0.6% | 11.5% |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.6% | — |
| 37 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 10 | 0.5% | 31.7% |
| 38 | GoodLeap, LLC | 10 | 0.5% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 0.5% | 32.5% |
| 40 | Discover Bank | 9 | 0.5% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps