Arkansas · HMDA 2025
Mortgage lenders in Prairie County, AR
66 lenders reported 280 home-loan applications in Prairie County in 2025. 113 closed as loans ($14.2M), 86 were denied — a 41.7% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 33% of applications, led by The Farmers & Merchants Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 280
- Loans originated
- 113
- Purchase / refinance
- 58 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Prairie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Farmers & Merchants Bank 67 out of 100, Moderate | 46 | 16.4% | 14.9% |
| 2 | 21st Mortgage Corporation | 25 | 8.9% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 7.5% | — |
| 4 | Cadence Bank | 20 | 7.1% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 14 | 5.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.9% | — |
| 7 | FIRSTTRUST HOME LOANS, INC. | 8 | 2.9% | — |
| 8 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 8 | 2.9% | 31.7% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 2.9% | 74.7% |
| 10 | AmeriSave Mortgage Corporation | 7 | 2.5% | — |
| 11 | Rocket Mortgage, LLC | 7 | 2.5% | — |
| 12 | PLANET HOME LENDING, LLC | 5 | 1.8% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 5 | 1.8% | — |
| 14 | NEWREZ LLC | 4 | 1.4% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.4% | — |
| 16 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.4% | — |
| 17 | Southern Bancorp Bank 61 out of 100, Moderate | 4 | 1.4% | 12.4% |
| 18 | NEW DAY FINANCIAL, LLC | 4 | 1.4% | — |
| 19 | GoodLeap, LLC | 4 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 3 | 1.1% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.1% | — |
| 22 | Regions Bank 64 out of 100, Moderate | 3 | 1.1% | 43.1% |
| 23 | Mortgage Research Center, LLC | 3 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.1% | — |
| 25 | First Community Bank 62 out of 100, Moderate | 3 | 1.1% | 6.5% |
| 26 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 27 | Arvest Bank 57 out of 100, Moderate | 3 | 1.1% | 18.5% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 29 | Fairway Independent Mortgage Corporation | 2 | 0.7% | — |
| 30 | Broker Solutions, Inc. | 2 | 0.7% | — |
| 31 | SPRING EQ, LLC | 2 | 0.7% | — |
| 32 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 33 | KIND LENDING, LLC | 2 | 0.7% | — |
| 34 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 2 | 0.7% | 36.0% |
| 35 | Centennial Bank 79 out of 100, Strong | 2 | 0.7% | 23.4% |
| 36 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 40 | First Security Bank 92 out of 100, Very strong | 1 | 0.4% | 6.6% |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps