Arkansas · HMDA 2025
Mortgage lenders in Stone County, AR
97 lenders reported 416 home-loan applications in Stone County in 2025. 203 closed as loans ($35.0M), 81 were denied — a 26.9% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 416
- Loans originated
- 203
- Purchase / refinance
- 118 / 53
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 43 | 10.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 6.0% | — |
| 3 | Centennial Bank 79 out of 100, Strong | 22 | 5.3% | 23.4% |
| 4 | Mortgage Research Center, LLC | 20 | 4.8% | — |
| 5 | 21st Mortgage Corporation | 19 | 4.6% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 4.6% | — |
| 7 | Simmons Bank 60 out of 100, Moderate | 15 | 3.6% | 26.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 13 | 3.1% | — |
| 9 | KIND LENDING, LLC | 13 | 3.1% | — |
| 10 | NEWREZ LLC | 9 | 2.2% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 9 | 2.2% | — |
| 12 | First Community Bank 62 out of 100, Moderate | 9 | 2.2% | 6.5% |
| 13 | NEW DAY FINANCIAL, LLC | 9 | 2.2% | — |
| 14 | Arvest Bank 57 out of 100, Moderate | 8 | 1.9% | 18.5% |
| 15 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 7 | 1.7% | 31.7% |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.7% | 74.7% |
| 17 | Stone Bank 60 out of 100, Moderate | 7 | 1.7% | 2.1% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.4% | 32.9% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.4% | 14.1% |
| 20 | Broker Solutions, Inc. | 6 | 1.4% | — |
| 21 | AmeriSave Mortgage Corporation | 5 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 5 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 5 | 1.2% | — |
| 24 | The Citizens Bank 70 out of 100, Strong | 5 | 1.2% | 13.3% |
| 25 | PHH Mortgage Corporation | 5 | 1.2% | — |
| 26 | Truist Bank 63 out of 100, Moderate | 4 | 1.0% | 40.8% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 28 | First Security Bank 92 out of 100, Very strong | 4 | 1.0% | 6.6% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.0% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.0% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 4 | 1.0% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.0% | — |
| 33 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 35 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 36 | STOCKTON MORTGAGE CORPORATION | 3 | 0.7% | — |
| 37 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 0.7% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 3 | 0.7% | 3.0% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.5% | 22.2% |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps