Arkansas · HMDA 2025
Mortgage lenders in Woodruff County, AR
50 lenders reported 137 home-loan applications in Woodruff County in 2025. 45 closed as loans ($8.4M), 39 were denied — a 44.3% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 137
- Loans originated
- 45
- Purchase / refinance
- 24 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Woodruff County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 10.2% | — |
| 2 | 21st Mortgage Corporation | 7 | 5.1% | — |
| 3 | PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | 5.1% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 6 | 4.4% | 43.1% |
| 5 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 4.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 5 | 3.6% | — |
| 7 | Mortgage Research Center, LLC | 5 | 3.6% | — |
| 8 | AmeriSave Mortgage Corporation | 4 | 2.9% | — |
| 9 | Rocket Mortgage, LLC | 4 | 2.9% | — |
| 10 | SPRING EQ, LLC | 4 | 2.9% | — |
| 11 | First Security Bank 92 out of 100, Very strong | 4 | 2.9% | 6.6% |
| 12 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 4 | 2.9% | 31.7% |
| 13 | NEW DAY FINANCIAL, LLC | 4 | 2.9% | — |
| 14 | FIRST COMMUNITY MORTGAGE, INC. | 4 | 2.9% | — |
| 15 | Fairway Independent Mortgage Corporation | 3 | 2.2% | — |
| 16 | First Financial Bank 50 out of 100, Below average | 3 | 2.2% | 7.5% |
| 17 | The Farmers & Merchants Bank 67 out of 100, Moderate | 3 | 2.2% | 14.9% |
| 18 | FIGURE LENDING LLC | 3 | 2.2% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 3 | 2.2% | 11.6% |
| 20 | First Community Bank 62 out of 100, Moderate | 3 | 2.2% | 6.5% |
| 21 | Southern Bank 70 out of 100, Strong | 3 | 2.2% | 5.8% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.5% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.5% | — |
| 24 | Bank of England 57 out of 100, Moderate | 2 | 1.5% | 8.4% |
| 25 | FREEDOM MORTGAGE CORPORATION | 2 | 1.5% | — |
| 26 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 1.5% | 74.7% |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.5% | — |
| 28 | LOWER, LLC | 2 | 1.5% | — |
| 29 | AgHeritage Farm Credit Services, ACA | 2 | 1.5% | — |
| 30 | Arvest Bank 57 out of 100, Moderate | 2 | 1.5% | 18.5% |
| 31 | NEWREZ LLC | 1 | 0.7% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 33 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 1 | 0.7% | — |
| 35 | MidFirst Bank 34 out of 100, Low | 1 | 0.7% | 16.3% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.7% | — |
| 37 | PLANET HOME LENDING, LLC | 1 | 0.7% | — |
| 38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.7% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 0.7% | — |
| 40 | FLAT BRANCH MORTGAGE, INC. | 1 | 0.7% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps