Indiana · HMDA 2025
Mortgage lenders in Delaware County, IN
277 lenders reported 5,012 home-loan applications in Delaware County in 2025. 2,661 closed as loans ($1.5B), 778 were denied — a 21.4% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 19% of applications, led by First Merchants Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,012
- Loans originated
- 2,661
- Purchase / refinance
- 1,286 / 841
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delaware County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Merchants Bank 58 out of 100, Moderate | 432 | 8.6% | 19.8% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 292 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 218 | 4.3% | — |
| 4 | NEWREZ LLC | 181 | 3.6% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 169 | 3.4% | 14.1% |
| 6 | Northwest Bank 66 out of 100, Moderate | 169 | 3.4% | 20.6% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 146 | 2.9% | — |
| 8 | Zippy Loans, LLC | 143 | 2.9% | — |
| 9 | STAR Financial Bank 68 out of 100, Moderate | 136 | 2.7% | 30.3% |
| 10 | Old National Bank 59 out of 100, Moderate | 124 | 2.5% | 22.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 118 | 2.4% | — |
| 12 | UNION HOME MORTGAGE CORP. | 117 | 2.3% | — |
| 13 | Mortgage Research Center, LLC | 101 | 2.0% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 100 | 2.0% | 39.5% |
| 15 | GVC MORTGAGE, INC. | 94 | 1.9% | — |
| 16 | Fairway Independent Mortgage Corporation | 90 | 1.8% | — |
| 17 | Broker Solutions, Inc. | 80 | 1.6% | — |
| 18 | Thrive Federal Credit Union 68 out of 100, Moderate | 76 | 1.5% | 1.3% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 72 | 1.4% | — |
| 20 | Kiavi Funding, Inc. | 72 | 1.4% | — |
| 21 | PrimeTrust Financial Federal Credit Union 66 out of 100, Moderate | 70 | 1.4% | 19.8% |
| 22 | FREEDOM MORTGAGE CORPORATION | 66 | 1.3% | — |
| 23 | AMERICAN HERITAGE LENDING, LLC | 64 | 1.3% | — |
| 24 | FINANCIAL CENTER FIRST CREDIT UNION 64 out of 100, Moderate | 60 | 1.2% | 31.3% |
| 25 | NATIONSTAR MORTGAGE LLC | 59 | 1.2% | — |
| 26 | Three Rivers Federal Credit Union 78 out of 100, Strong | 58 | 1.2% | 16.3% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 1.0% | — |
| 28 | AmeriSave Mortgage Corporation | 49 | 1.0% | — |
| 29 | Fifth Third Bank, National Association 62 out of 100, Moderate | 46 | 0.9% | 34.0% |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 45 | 0.9% | 31.6% |
| 31 | FIGURE LENDING LLC | 45 | 0.9% | — |
| 32 | GoodLeap, LLC | 44 | 0.9% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 43 | 0.9% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 40 | 0.8% | 3.0% |
| 35 | NEW DAY FINANCIAL, LLC | 38 | 0.8% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 35 | 0.7% | 33.8% |
| 37 | Citadel Servicing Corporation | 34 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 34 | 0.7% | — |
| 39 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 34 | 0.7% | 14.1% |
| 40 | Loandepot.Com, LLC | 31 | 0.6% | — |
Top 40 of 277 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps