Iowa · HMDA 2025
Mortgage lenders in Adams County, IA
51 lenders reported 94 home-loan applications in Adams County in 2025. 57 closed as loans ($7.7M), 15 were denied — a 19.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 94
- Loans originated
- 57
- Purchase / refinance
- 32 / 15
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 8 | 8.5% | — |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 7.4% | — |
| 3 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 6 | 6.4% | 11.2% |
| 4 | CMG MORTGAGE, INC. | 5 | 5.3% | — |
| 5 | First Interstate Bank 62 out of 100, Moderate | 4 | 4.3% | 29.4% |
| 6 | Mortgage Research Center, LLC | 3 | 3.2% | — |
| 7 | Bank Iowa 54 out of 100, Below average | 3 | 3.2% | 10.7% |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 3 | 3.2% | — |
| 9 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 3.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.1% | — |
| 11 | GUILD MORTGAGE COMPANY | 2 | 2.1% | — |
| 12 | FNB Bank 91 out of 100, Very strong | 2 | 2.1% | 12.5% |
| 13 | Paramount Residential Mortgage Group, Inc. | 2 | 2.1% | — |
| 14 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 2.1% | — |
| 15 | TS Bank 72 out of 100, Strong | 2 | 2.1% | 2.9% |
| 16 | Luana Savings Bank 70 out of 100, Strong | 2 | 2.1% | 2.8% |
| 17 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 2.1% | 10.0% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 2.1% | — |
| 19 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 2 | 2.1% | 15.4% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.1% | 32.9% |
| 21 | Fairway Independent Mortgage Corporation | 1 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 1 | 1.1% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 1 | 1.1% | — |
| 25 | Regions Bank 64 out of 100, Moderate | 1 | 1.1% | 43.1% |
| 26 | AmeriSave Mortgage Corporation | 1 | 1.1% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.1% | 44.7% |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.1% | 39.5% |
| 29 | Westside State Bank | 1 | 1.1% | — |
| 30 | Premier Credit Union 51 out of 100, Below average | 1 | 1.1% | 13.8% |
| 31 | American State Bank 83 out of 100, Strong | 1 | 1.1% | 2.1% |
| 32 | Community Choice Credit Union | 1 | 1.1% | — |
| 33 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 1 | 1.1% | 18.2% |
| 34 | Citizens State Bank 66 out of 100, Moderate | 1 | 1.1% | 4.9% |
| 35 | UNION STATE BANK 70 out of 100, Strong | 1 | 1.1% | 15.4% |
| 36 | Fidelity Bank 52 out of 100, Below average | 1 | 1.1% | 2.6% |
| 37 | PLANET HOME LENDING, LLC | 1 | 1.1% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.1% | — |
| 39 | Farm Credit Mid-America | 1 | 1.1% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 1 | 1.1% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps