Iowa · HMDA 2025
Mortgage lenders in Carroll County, IA
82 lenders reported 444 home-loan applications in Carroll County in 2025. 304 closed as loans ($46.4M), 47 were denied — a 13.1% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 42% of applications, led by DUPACO COMMUNITY. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 444
- Loans originated
- 304
- Purchase / refinance
- 144 / 77
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DUPACO COMMUNITY | 108 | 24.3% | — |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 41 | 9.2% | — |
| 3 | Westside State Bank | 39 | 8.8% | — |
| 4 | United Bank of Iowa 73 out of 100, Strong | 31 | 7.0% | 21.4% |
| 5 | BMO Bank National Association 83 out of 100, Strong | 31 | 7.0% | 40.5% |
| 6 | Rocket Mortgage, LLC | 23 | 5.2% | — |
| 7 | Bankers' Bank 69 out of 100, Moderate | 8 | 1.8% | 13.0% |
| 8 | Availa Bank 65 out of 100, Moderate | 8 | 1.8% | 5.3% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.6% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 7 | 1.6% | — |
| 11 | GREENSTATE Credit Union 50 out of 100, Below average | 7 | 1.6% | 10.1% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.4% | — |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.1% | 22.2% |
| 14 | AmeriSave Mortgage Corporation | 5 | 1.1% | — |
| 15 | Mortgage Research Center, LLC | 5 | 1.1% | — |
| 16 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.1% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 18 | Farm Credit Mid-America | 4 | 0.9% | — |
| 19 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 20 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 4 | 0.9% | 9.1% |
| 21 | NEWREZ LLC | 3 | 0.7% | — |
| 22 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 23 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 24 | ENDEAVOR CAPITAL, LLC. | 3 | 0.7% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
| 26 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 0.7% | 11.2% |
| 27 | Bank Iowa 54 out of 100, Below average | 3 | 0.7% | 10.7% |
| 28 | LOWER, LLC | 3 | 0.7% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 3 | 0.7% | 3.0% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 31 | Broker Solutions, Inc. | 2 | 0.5% | — |
| 32 | Community Choice Credit Union | 2 | 0.5% | — |
| 33 | Mortgage Right | 2 | 0.5% | — |
| 34 | Click n' Close, Inc. | 2 | 0.5% | — |
| 35 | The Shelby County State Bank | 2 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.5% | — |
| 37 | LAND HOME FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 38 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.5% | 21.3% |
| 39 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.5% | 45.9% |
| 40 | Central Bank 65 out of 100, Moderate | 2 | 0.5% | 5.5% |
Top 40 of 82 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps