Iowa · HMDA 2025
Mortgage lenders in Cerro Gordo County, IA
133 lenders reported 873 home-loan applications in Cerro Gordo County in 2025. 519 closed as loans ($109.3M), 119 were denied — a 17.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 873
- Loans originated
- 519
- Purchase / refinance
- 321 / 128
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cerro Gordo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 67 | 7.7% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 54 | 6.2% | 39.5% |
| 3 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 48 | 5.5% | 22.2% |
| 4 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 46 | 5.3% | 1.2% |
| 5 | Plains Commerce Bank 59 out of 100, Moderate | 42 | 4.8% | 10.0% |
| 6 | Mortgage Research Center, LLC | 33 | 3.8% | — |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 31 | 3.6% | 11.2% |
| 8 | GREENSTATE Credit Union 50 out of 100, Below average | 28 | 3.2% | 10.1% |
| 9 | Bank Iowa 54 out of 100, Below average | 25 | 2.9% | 10.7% |
| 10 | FIGURE LENDING LLC | 22 | 2.5% | — |
| 11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 21 | 2.4% | — |
| 13 | IOWA BANKERS MORTGAGE CORPORATION | 21 | 2.4% | — |
| 14 | AmeriSave Mortgage Corporation | 18 | 2.1% | — |
| 15 | NEWREZ LLC | 16 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.8% | — |
| 17 | Servion, Inc. | 15 | 1.7% | — |
| 18 | Broker Solutions, Inc. | 13 | 1.5% | — |
| 19 | Reliance State Bank 43 out of 100, Below average | 13 | 1.5% | 7.0% |
| 20 | Coastal Community Bank 35 out of 100, Low | 13 | 1.5% | 3.0% |
| 21 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 22 | SPRING EQ, LLC | 11 | 1.3% | — |
| 23 | BETTER MORTGAGE CORPORATION | 11 | 1.3% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 10 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 9 | 1.0% | — |
| 27 | Northwest Bank 70 out of 100, Strong | 8 | 0.9% | 6.0% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.8% | 14.1% |
| 30 | Flanagan State Bank 67 out of 100, Moderate | 7 | 0.8% | 14.2% |
| 31 | NEW DAY FINANCIAL, LLC | 7 | 0.8% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.7% | 44.7% |
| 33 | GNB BANK 76 out of 100, Strong | 6 | 0.7% | 6.1% |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.7% | — |
| 36 | Luana Savings Bank 70 out of 100, Strong | 5 | 0.6% | 2.8% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 4 | 0.5% | 40.8% |
| 39 | GUARANTEED RATE, INC. | 4 | 0.5% | — |
| 40 | GUILD MORTGAGE COMPANY | 4 | 0.5% | — |
Top 40 of 133 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps