Iowa · HMDA 2025
Mortgage lenders in Guthrie County, IA
113 lenders reported 510 home-loan applications in Guthrie County in 2025. 317 closed as loans ($69.9M), 63 were denied — a 16.0% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 20% of applications, led by Guthrie County State Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 510
- Loans originated
- 317
- Purchase / refinance
- 164 / 87
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Guthrie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Guthrie County State Bank 77 out of 100, Strong | 39 | 7.6% | 2.0% |
| 2 | Community Choice Credit Union | 34 | 6.7% | — |
| 3 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 28 | 5.5% | 11.2% |
| 4 | Rocket Mortgage, LLC | 24 | 4.7% | — |
| 5 | First State Bank | 24 | 4.7% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 23 | 4.5% | 10.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.5% | — |
| 8 | PEOPLES BANK 65 out of 100, Moderate | 15 | 2.9% | 6.2% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 2.2% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 2.0% | 39.5% |
| 11 | IOWA BANKERS MORTGAGE CORPORATION | 10 | 2.0% | — |
| 12 | STOCKTON MORTGAGE CORPORATION | 10 | 2.0% | — |
| 13 | CMG MORTGAGE, INC. | 9 | 1.8% | — |
| 14 | NEWREZ LLC | 8 | 1.6% | — |
| 15 | Broker Solutions, Inc. | 7 | 1.4% | — |
| 16 | Farm Credit Mid-America | 7 | 1.4% | — |
| 17 | HOMESERVICES LENDING, LLC | 7 | 1.4% | — |
| 18 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 7 | 1.4% | 9.1% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 6 | 1.2% | — |
| 21 | GUILD MORTGAGE COMPANY | 6 | 1.2% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.0% | 22.2% |
| 23 | Mortgage Research Center, LLC | 5 | 1.0% | — |
| 24 | Empeople Credit Union 58 out of 100, Moderate | 5 | 1.0% | 25.7% |
| 25 | Premier Credit Union 51 out of 100, Below average | 5 | 1.0% | 13.8% |
| 26 | Fidelity Bank 52 out of 100, Below average | 5 | 1.0% | 2.6% |
| 27 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 5 | 1.0% | 21.3% |
| 28 | Rolling Hills Bank & Trust 77 out of 100, Strong | 5 | 1.0% | 4.3% |
| 29 | Charter Bank 83 out of 100, Strong | 5 | 1.0% | 2.0% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 31 | Truist Bank 63 out of 100, Moderate | 4 | 0.8% | 40.8% |
| 32 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 4 | 0.8% | 18.2% |
| 33 | Raccoon Valley Bank | 4 | 0.8% | — |
| 34 | Luana Savings Bank 70 out of 100, Strong | 4 | 0.8% | 2.8% |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.8% | — |
| 36 | NEW DAY FINANCIAL, LLC | 4 | 0.8% | — |
| 37 | Central Bank 65 out of 100, Moderate | 4 | 0.8% | 5.5% |
| 38 | Northwest Bank 70 out of 100, Strong | 4 | 0.8% | 6.0% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 40 | Loandepot.Com, LLC | 3 | 0.6% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps