Iowa · HMDA 2025
Mortgage lenders in Hamilton County, IA
86 lenders reported 376 home-loan applications in Hamilton County in 2025. 230 closed as loans ($47.0M), 56 were denied — a 19.0% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 21% of applications, led by GREENSTATE Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 376
- Loans originated
- 230
- Purchase / refinance
- 122 / 75
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 30 | 8.0% | 10.1% |
| 2 | Availa Bank 65 out of 100, Moderate | 29 | 7.7% | 5.3% |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 21 | 5.6% | — |
| 4 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 18 | 4.8% | 11.2% |
| 5 | Rocket Mortgage, LLC | 17 | 4.5% | — |
| 6 | Community Choice Credit Union | 11 | 2.9% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 11 | 2.9% | — |
| 8 | Broker Solutions, Inc. | 10 | 2.7% | — |
| 9 | Mortgage Research Center, LLC | 10 | 2.7% | — |
| 10 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 10 | 2.7% | 21.3% |
| 11 | Farm Credit Mid-America | 9 | 2.4% | — |
| 12 | NEWREZ LLC | 8 | 2.1% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.9% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.9% | 39.5% |
| 15 | USAA Federal Savings Bank 64 out of 100, Moderate | 7 | 1.9% | 37.2% |
| 16 | Exchange State Bank 71 out of 100, Strong | 6 | 1.6% | 1.8% |
| 17 | Reliance State Bank 43 out of 100, Below average | 6 | 1.6% | 7.0% |
| 18 | PLANET HOME LENDING, LLC | 6 | 1.6% | — |
| 19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 1.6% | — |
| 20 | GUILD MORTGAGE COMPANY | 5 | 1.3% | — |
| 21 | VISIONBANK OF IOWA 64 out of 100, Moderate | 5 | 1.3% | 9.6% |
| 22 | GNB BANK 76 out of 100, Strong | 5 | 1.3% | 6.1% |
| 23 | LAND HOME FINANCIAL SERVICES, INC. | 5 | 1.3% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 5 | 1.3% | — |
| 25 | RIVER VALLEY Credit Union | 5 | 1.3% | — |
| 26 | GUARANTEED RATE, INC. | 4 | 1.1% | — |
| 27 | Security Savings Bank 89 out of 100, Very strong | 4 | 1.1% | 4.3% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.1% | — |
| 29 | FRONTIER FINANCIAL, INC. | 4 | 1.1% | — |
| 30 | GERSHMAN INVESTMENT CORP. | 4 | 1.1% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 4 | 1.1% | 3.0% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.8% | 14.1% |
| 33 | Fairway Independent Mortgage Corporation | 3 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 35 | Lendage, LLC | 3 | 0.8% | — |
| 36 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 37 | Luana Savings Bank 70 out of 100, Strong | 3 | 0.8% | 2.8% |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.8% | — |
| 39 | Bank Iowa 54 out of 100, Below average | 3 | 0.8% | 10.7% |
| 40 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps