Iowa · HMDA 2025
Mortgage lenders in Henry County, IA
84 lenders reported 464 home-loan applications in Henry County in 2025. 263 closed as loans ($38.7M), 67 were denied — a 19.1% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 25% of applications, led by COMMUNITY 1ST CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 464
- Loans originated
- 263
- Purchase / refinance
- 136 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 48 | 10.3% | 15.4% |
| 2 | Two Rivers Bank & Trust | 36 | 7.8% | — |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 32 | 6.9% | 10.1% |
| 4 | Rocket Mortgage, LLC | 26 | 5.6% | — |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 25 | 5.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 17 | 3.7% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 3.0% | 39.5% |
| 8 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 2.6% | — |
| 9 | RESIDENTIAL MORTGAGE NETWORK, INC. | 12 | 2.6% | — |
| 10 | MidWestOne Bank | 11 | 2.4% | — |
| 11 | WEST GATE BANK 72 out of 100, Strong | 11 | 2.4% | 4.8% |
| 12 | Hills Bank and Trust Company 84 out of 100, Strong | 11 | 2.4% | 6.6% |
| 13 | GUILD MORTGAGE COMPANY | 10 | 2.2% | — |
| 14 | Mortgage Research Center, LLC | 10 | 2.2% | — |
| 15 | PLANET HOME LENDING, LLC | 10 | 2.2% | — |
| 16 | Federation Bank 83 out of 100, Strong | 9 | 1.9% | 7.4% |
| 17 | First Interstate Bank 62 out of 100, Moderate | 9 | 1.9% | 29.4% |
| 18 | Broker Solutions, Inc. | 8 | 1.7% | — |
| 19 | CBI Bank & Trust | 7 | 1.5% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 7 | 1.5% | — |
| 21 | Washington State Bank 78 out of 100, Strong | 7 | 1.5% | 4.3% |
| 22 | 21st Mortgage Corporation | 6 | 1.3% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.3% | — |
| 24 | AmeriSave Mortgage Corporation | 6 | 1.3% | — |
| 25 | FIGURE LENDING LLC | 6 | 1.3% | — |
| 26 | NEWREZ LLC | 5 | 1.1% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 5 | 1.1% | — |
| 28 | SPRING EQ, LLC | 5 | 1.1% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 5 | 1.1% | — |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.9% | 31.6% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.9% | 32.9% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 33 | Loandepot.Com, LLC | 4 | 0.9% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 4 | 0.9% | 3.0% |
| 36 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 0.6% | 11.2% |
| 37 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 38 | Waterstone Mortgage Corporation | 3 | 0.6% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 40 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps