Iowa · HMDA 2025
Mortgage lenders in Jackson County, IA
90 lenders reported 501 home-loan applications in Jackson County in 2025. 295 closed as loans ($44.4M), 81 were denied — a 20.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 30% of applications, led by DUPACO COMMUNITY. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 501
- Loans originated
- 295
- Purchase / refinance
- 146 / 79
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DUPACO COMMUNITY | 68 | 13.6% | — |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 51 | 10.2% | 10.1% |
| 3 | Broker Solutions, Inc. | 31 | 6.2% | — |
| 4 | Fidelity Bank & Trust 55 out of 100, Moderate | 31 | 6.2% | 4.5% |
| 5 | MidWestOne Bank | 22 | 4.4% | — |
| 6 | Rocket Mortgage, LLC | 21 | 4.2% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 3.0% | 39.5% |
| 8 | IOWA BANKERS MORTGAGE CORPORATION | 15 | 3.0% | — |
| 9 | Empeople Credit Union 58 out of 100, Moderate | 14 | 2.8% | 25.7% |
| 10 | Mortgage Research Center, LLC | 13 | 2.6% | — |
| 11 | NEWREZ LLC | 10 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 10 | 2.0% | — |
| 13 | Ohnward Bank & Trust | 10 | 2.0% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.8% | — |
| 15 | FIGURE LENDING LLC | 9 | 1.8% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.6% | — |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.6% | — |
| 18 | Du Trac Community Credit Union | 8 | 1.6% | — |
| 19 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 6 | 1.2% | 11.2% |
| 20 | Coastal Community Bank 35 out of 100, Low | 6 | 1.2% | 3.0% |
| 21 | CMG MORTGAGE, INC. | 5 | 1.0% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.0% | 32.9% |
| 23 | PLANET HOME LENDING, LLC | 5 | 1.0% | — |
| 24 | First Central State Bank 83 out of 100, Strong | 5 | 1.0% | 9.1% |
| 25 | AIM Credit Union 79 out of 100, Strong | 5 | 1.0% | 4.5% |
| 26 | ASCENTRA Credit Union 63 out of 100, Moderate | 5 | 1.0% | 18.5% |
| 27 | MOVEMENT MORTGAGE, LLC | 4 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 30 | Citizens State Bank of La Crosse 76 out of 100, Strong | 4 | 0.8% | 4.6% |
| 31 | NEW DAY FINANCIAL, LLC | 4 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.8% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.6% | — |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.6% | 37.2% |
| 38 | Truist Bank 63 out of 100, Moderate | 2 | 0.4% | 40.8% |
| 39 | SPRING EQ, LLC | 2 | 0.4% | — |
| 40 | Collins Community Credit Union 31 out of 100, Low | 2 | 0.4% | 19.3% |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps