Iowa · HMDA 2025
Mortgage lenders in Plymouth County, IA
114 lenders reported 655 home-loan applications in Plymouth County in 2025. 414 closed as loans ($90.0M), 86 were denied — a 16.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 32% of applications, led by Primebank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 655
- Loans originated
- 414
- Purchase / refinance
- 229 / 117
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Plymouth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Primebank 61 out of 100, Moderate | 90 | 13.7% | 4.2% |
| 2 | Northwest Bank 70 out of 100, Strong | 80 | 12.2% | 6.0% |
| 3 | Rocket Mortgage, LLC | 41 | 6.3% | — |
| 4 | Peoples Bank 69 out of 100, Moderate | 30 | 4.6% | 11.1% |
| 5 | Central Bank 65 out of 100, Moderate | 26 | 4.0% | 5.5% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 3.2% | 39.5% |
| 7 | Mortgage Research Center, LLC | 20 | 3.1% | — |
| 8 | IOWA BANKERS MORTGAGE CORPORATION | 17 | 2.6% | — |
| 9 | United Bank of Iowa 73 out of 100, Strong | 16 | 2.4% | 21.4% |
| 10 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 13 | 2.0% | 15.7% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.8% | — |
| 12 | Loandepot.Com, LLC | 11 | 1.7% | — |
| 13 | Great Southern Bank 73 out of 100, Strong | 11 | 1.7% | 24.6% |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 11 | 1.7% | 10.0% |
| 15 | Coastal Community Bank 35 out of 100, Low | 11 | 1.7% | 3.0% |
| 16 | Zippy Loans, LLC | 9 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 9 | 1.4% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.2% | — |
| 19 | Heritage Bank National Association 34 out of 100, Low | 8 | 1.2% | 11.9% |
| 20 | NEWREZ LLC | 7 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 7 | 1.1% | — |
| 22 | SIOUXLAND FEDERAL CREDIT UNION 75 out of 100, Strong | 7 | 1.1% | 16.6% |
| 23 | NATIONSTAR MORTGAGE LLC | 7 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 25 | American State Bank 66 out of 100, Moderate | 6 | 0.9% | 4.7% |
| 26 | CHARTER WEST BANK 68 out of 100, Moderate | 6 | 0.9% | 8.6% |
| 27 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 6 | 0.9% | 11.2% |
| 28 | GUARANTEED RATE, INC. | 5 | 0.8% | — |
| 29 | Lendage, LLC | 5 | 0.8% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.8% | 37.2% |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 32 | Premier Credit Union 51 out of 100, Below average | 4 | 0.6% | 13.8% |
| 33 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 34 | PLANET HOME LENDING, LLC | 4 | 0.6% | — |
| 35 | Farm Credit Mid-America | 4 | 0.6% | — |
| 36 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 4 | 0.6% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 39 | Levo Federal Credit Union 64 out of 100, Moderate | 4 | 0.6% | 7.8% |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.5% | 32.5% |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps