Iowa · HMDA 2025
Mortgage lenders in Webster County, IA
122 lenders reported 1,065 home-loan applications in Webster County in 2025. 627 closed as loans ($84.1M), 135 were denied — a 17.0% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 33% of applications, led by GREENSTATE Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,065
- Loans originated
- 627
- Purchase / refinance
- 353 / 170
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Webster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 177 | 16.6% | 10.1% |
| 2 | Northwest Bank 70 out of 100, Strong | 116 | 10.9% | 6.0% |
| 3 | Availa Bank 65 out of 100, Moderate | 61 | 5.7% | 5.3% |
| 4 | FRONTIER FINANCIAL, INC. | 55 | 5.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 41 | 3.8% | — |
| 6 | First Interstate Bank 62 out of 100, Moderate | 39 | 3.7% | 29.4% |
| 7 | Rocket Mortgage, LLC | 36 | 3.4% | — |
| 8 | NEWREZ LLC | 35 | 3.3% | — |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 34 | 3.2% | — |
| 10 | Security Savings Bank 89 out of 100, Very strong | 28 | 2.6% | 4.3% |
| 11 | PLANET HOME LENDING, LLC | 25 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 22 | 2.1% | — |
| 13 | United Bank of Iowa 73 out of 100, Strong | 21 | 2.0% | 21.4% |
| 14 | Broker Solutions, Inc. | 17 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 16 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 16 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 13 | 1.2% | — |
| 18 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 13 | 1.2% | 11.2% |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.1% | 22.2% |
| 20 | FREEDOM MORTGAGE CORPORATION | 12 | 1.1% | — |
| 21 | The Huntington National Bank 59 out of 100, Moderate | 11 | 1.0% | 31.6% |
| 22 | 21st Mortgage Corporation | 11 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.9% | 39.5% |
| 25 | Coastal Community Bank 35 out of 100, Low | 10 | 0.9% | 3.0% |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 8 | 0.8% | — |
| 28 | GUILD MORTGAGE COMPANY | 7 | 0.7% | — |
| 29 | ROYAL UNITED MORTGAGE LLC | 6 | 0.6% | — |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.5% | 32.5% |
| 31 | Community Choice Credit Union | 5 | 0.5% | — |
| 32 | First Bank 78 out of 100, Strong | 5 | 0.5% | 2.4% |
| 33 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | 0.5% | — |
| 34 | Bank Iowa 54 out of 100, Below average | 5 | 0.5% | 10.7% |
| 35 | PHH Mortgage Corporation | 5 | 0.5% | — |
| 36 | Truist Bank 63 out of 100, Moderate | 4 | 0.4% | 40.8% |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.4% | 44.7% |
| 38 | Premier Credit Union 51 out of 100, Below average | 4 | 0.4% | 13.8% |
| 39 | Farm Credit Mid-America | 4 | 0.4% | — |
| 40 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 4 | 0.4% | 21.3% |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps