Iowa · HMDA 2025
Mortgage lenders in Winnebago County, IA
68 lenders reported 227 home-loan applications in Winnebago County in 2025. 142 closed as loans ($20.8M), 34 were denied — a 18.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 39% of applications, led by MANUFACTURERS BANK & TRUST COMPANY. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 227
- Loans originated
- 142
- Purchase / refinance
- 93 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Winnebago County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 57 | 25.1% | 1.2% |
| 2 | Rocket Mortgage, LLC | 19 | 8.4% | — |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 13 | 5.7% | — |
| 4 | NEWREZ LLC | 7 | 3.1% | — |
| 5 | Broker Solutions, Inc. | 6 | 2.6% | — |
| 6 | AmeriSave Mortgage Corporation | 6 | 2.6% | — |
| 7 | Mortgage Research Center, LLC | 6 | 2.6% | — |
| 8 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 2.6% | — |
| 9 | Bankers' Bank 69 out of 100, Moderate | 5 | 2.2% | 13.0% |
| 10 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 2.2% | 10.0% |
| 11 | NEW DAY FINANCIAL, LLC | 5 | 2.2% | — |
| 12 | Coastal Community Bank 35 out of 100, Low | 5 | 2.2% | 3.0% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.8% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.8% | 39.5% |
| 15 | UNION HOME MORTGAGE CORP. | 4 | 1.8% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.3% | 32.9% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.3% | — |
| 18 | Reliance State Bank 43 out of 100, Below average | 3 | 1.3% | 7.0% |
| 19 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 1.3% | 11.2% |
| 20 | RESIDENTIAL MORTGAGE NETWORK, INC. | 3 | 1.3% | — |
| 21 | TOWNE MORTGAGE COMPANY | 3 | 1.3% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.9% | 44.7% |
| 24 | SPRING EQ, LLC | 2 | 0.9% | — |
| 25 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.9% | 14.2% |
| 26 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.9% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 29 | ZILLOW HOME LOANS, LLC | 2 | 0.9% | — |
| 30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 0.9% | — |
| 31 | Farm Credit Mid-America | 2 | 0.9% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 33 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 34 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 1 | 0.4% | 43.1% |
| 36 | Synergy One Lending, Inc. | 1 | 0.4% | — |
| 37 | GNB BANK 76 out of 100, Strong | 1 | 0.4% | 6.1% |
| 38 | Lendage, LLC | 1 | 0.4% | — |
| 39 | Think Mutual Bank 86 out of 100, Very strong | 1 | 0.4% | 12.2% |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.4% | — |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps