Michigan · HMDA 2025
Mortgage lenders in Grand Traverse County, MI
254 lenders reported 4,303 home-loan applications in Grand Traverse County in 2025. 2,514 closed as loans ($795.5M), 668 were denied — a 20.1% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 25% of applications, led by The Huntington National Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,303
- Loans originated
- 2,514
- Purchase / refinance
- 1,100 / 822
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grand Traverse County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 397 | 9.2% | 31.6% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 376 | 8.7% | — |
| 3 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 315 | 7.3% | 7.3% |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 229 | 5.3% | 34.0% |
| 5 | Rocket Mortgage, LLC | 208 | 4.8% | — |
| 6 | 4Front Credit Union 54 out of 100, Below average | 196 | 4.6% | 10.0% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 168 | 3.9% | — |
| 8 | CREDIT UNION ONE 76 out of 100, Strong | 148 | 3.4% | 29.5% |
| 9 | Independent Bank 63 out of 100, Moderate | 135 | 3.1% | 17.6% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 116 | 2.7% | 14.1% |
| 11 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 110 | 2.6% | 20.6% |
| 12 | NEWREZ LLC | 95 | 2.2% | — |
| 13 | 21st Mortgage Corporation | 74 | 1.7% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 73 | 1.7% | — |
| 15 | CALCON MUTUAL MORTGAGE LLC | 62 | 1.4% | — |
| 16 | FIGURE LENDING LLC | 55 | 1.3% | — |
| 17 | Mercantile Bank 73 out of 100, Strong | 55 | 1.3% | 15.2% |
| 18 | GUARANTEED RATE, INC. | 47 | 1.1% | — |
| 19 | Honor Bank 71 out of 100, Strong | 44 | 1.0% | 9.1% |
| 20 | Zippy Loans, LLC | 44 | 1.0% | — |
| 21 | Genisys Credit Union 81 out of 100, Strong | 43 | 1.0% | 18.7% |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 37 | 0.9% | 33.8% |
| 23 | Mortgage Research Center, LLC | 36 | 0.8% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 35 | 0.8% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 34 | 0.8% | 3.0% |
| 26 | State Savings Bank 61 out of 100, Moderate | 33 | 0.8% | 7.8% |
| 27 | NATIONSTAR MORTGAGE LLC | 33 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 30 | 0.7% | — |
| 29 | UNION HOME MORTGAGE CORP. | 30 | 0.7% | — |
| 30 | GreenStone Farm Credit Services, FLCA | 27 | 0.6% | — |
| 31 | Nicolet National Bank 64 out of 100, Moderate | 25 | 0.6% | 4.5% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 25 | 0.6% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 0.5% | 32.9% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 23 | 0.5% | 44.7% |
| 35 | The Dart Bank | 23 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 22 | 0.5% | — |
| 37 | SPRING EQ, LLC | 21 | 0.5% | — |
| 38 | Broker Solutions, Inc. | 20 | 0.5% | — |
| 39 | FirstBank 59 out of 100, Moderate | 20 | 0.5% | 42.8% |
| 40 | NEW DAY FINANCIAL, LLC | 20 | 0.5% | — |
Top 40 of 254 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps