Michigan · HMDA 2025
Mortgage lenders in Leelanau County, MI
156 lenders reported 1,133 home-loan applications in Leelanau County in 2025. 704 closed as loans ($338.9M), 143 were denied — a 16.2% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 30% of applications, led by The Huntington National Bank. 22 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,133
- Loans originated
- 704
- Purchase / refinance
- 292 / 225
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Leelanau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 166 | 14.7% | 31.6% |
| 2 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 95 | 8.4% | 7.3% |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 84 | 7.4% | 34.0% |
| 4 | Independent Bank 63 out of 100, Moderate | 70 | 6.2% | 17.6% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 66 | 5.8% | — |
| 6 | Rocket Mortgage, LLC | 57 | 5.0% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 3.9% | 14.1% |
| 8 | CREDIT UNION ONE 76 out of 100, Strong | 39 | 3.4% | 29.5% |
| 9 | Mercantile Bank 73 out of 100, Strong | 37 | 3.3% | 15.2% |
| 10 | 4Front Credit Union 54 out of 100, Below average | 25 | 2.2% | 10.0% |
| 11 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 25 | 2.2% | 20.6% |
| 12 | NEWREZ LLC | 24 | 2.1% | — |
| 13 | GUARANTEED RATE, INC. | 18 | 1.6% | — |
| 14 | Honor Bank 71 out of 100, Strong | 15 | 1.3% | 9.1% |
| 15 | The Dart Bank | 15 | 1.3% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 13 | 1.1% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.1% | 33.8% |
| 18 | State Savings Bank 61 out of 100, Moderate | 13 | 1.1% | 7.8% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.1% | 44.7% |
| 20 | CALCON MUTUAL MORTGAGE LLC | 11 | 1.0% | — |
| 21 | GreenStone Farm Credit Services, FLCA | 11 | 1.0% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 0.8% | 32.5% |
| 23 | Genisys Credit Union 81 out of 100, Strong | 9 | 0.8% | 18.7% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 25 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 26 | Mortgage Research Center, LLC | 7 | 0.6% | — |
| 27 | Nicolet National Bank 64 out of 100, Moderate | 7 | 0.6% | 4.5% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.5% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 30 | LONGBRIDGE FINANCIAL, LLC | 6 | 0.5% | — |
| 31 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 6 | 0.5% | 4.9% |
| 32 | Coastal Community Bank 35 out of 100, Low | 6 | 0.5% | 3.0% |
| 33 | Loandepot.Com, LLC | 5 | 0.4% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.4% | 39.5% |
| 35 | NATIONSTAR MORTGAGE LLC | 5 | 0.4% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.4% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
| 38 | AmeriSave Mortgage Corporation | 4 | 0.4% | — |
| 39 | Old National Bank 59 out of 100, Moderate | 4 | 0.4% | 22.1% |
| 40 | FINANCE OF AMERICA REVERSE LLC | 4 | 0.4% | — |
Top 40 of 156 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
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- Genesee County 16,559 apps
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