Montana · HMDA 2025
Mortgage lenders in Pondera County, MT
46 lenders reported 161 home-loan applications in Pondera County in 2025. 84 closed as loans ($14.2M), 25 were denied — a 22.3% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 29% of applications, led by Stockman Bank of Montana. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 161
- Loans originated
- 84
- Purchase / refinance
- 47 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pondera County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana 71 out of 100, Strong | 24 | 14.9% | 7.6% |
| 2 | Rocket Mortgage, LLC | 14 | 8.7% | — |
| 3 | Glacier Bank 68 out of 100, Moderate | 9 | 5.6% | 20.0% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 4.3% | — |
| 5 | Opportunity Bank of Montana 71 out of 100, Strong | 7 | 4.3% | 12.0% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 6 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 6 | 3.7% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 6 | 3.7% | — |
| 9 | Fairway Independent Mortgage Corporation | 5 | 3.1% | — |
| 10 | 1ST LIBERTY | 5 | 3.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.5% | 14.1% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.5% | 39.5% |
| 13 | Lendage, LLC | 4 | 2.5% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 2.5% | — |
| 15 | NEWREZ LLC | 3 | 1.9% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.9% | 22.2% |
| 17 | Discover Bank | 3 | 1.9% | — |
| 18 | SPRING EQ, LLC | 3 | 1.9% | — |
| 19 | Independence Bank 84 out of 100, Strong | 3 | 1.9% | 9.9% |
| 20 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 3 | 1.9% | — |
| 21 | ENVOY MORTGAGE, LTD | 3 | 1.9% | — |
| 22 | KIND LENDING, LLC | 3 | 1.9% | — |
| 23 | Loandepot.Com, LLC | 2 | 1.2% | — |
| 24 | GUARANTEED RATE, INC. | 2 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 2 | 1.2% | — |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.2% | — |
| 27 | PLANET HOME LENDING, LLC | 2 | 1.2% | — |
| 28 | Horizon Federally Insured State-Chartered Credit Union | 2 | 1.2% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 2 | 1.2% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.2% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 32 | Broker Solutions, Inc. | 1 | 0.6% | — |
| 33 | GUILD MORTGAGE COMPANY | 1 | 0.6% | — |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 35 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 1 | 0.6% | — |
| 38 | NASA Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 6.2% |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 0.6% | — |
| 40 | GoPrime Mortgage, Inc. | 1 | 0.6% | — |
Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps