Montana · HMDA 2025
Mortgage lenders in Toole County, MT
45 lenders reported 104 home-loan applications in Toole County in 2025. 60 closed as loans ($8.7M), 13 were denied — a 17.6% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 31% of applications, led by Stockman Bank of Montana. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 104
- Loans originated
- 60
- Purchase / refinance
- 37 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Toole County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana 71 out of 100, Strong | 18 | 17.3% | 7.6% |
| 2 | Glacier Bank 68 out of 100, Moderate | 8 | 7.7% | 20.0% |
| 3 | Rocket Mortgage, LLC | 6 | 5.8% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 3.8% | 14.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.8% | — |
| 6 | First Interstate Bank 62 out of 100, Moderate | 4 | 3.8% | 29.4% |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 2.9% | 32.9% |
| 8 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 2.9% | 22.2% |
| 9 | Fairway Independent Mortgage Corporation | 3 | 2.9% | — |
| 10 | Broker Solutions, Inc. | 3 | 2.9% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 2.9% | 39.5% |
| 12 | PLANET HOME LENDING, LLC | 3 | 2.9% | — |
| 13 | Altana Federal Credit Union 66 out of 100, Moderate | 3 | 2.9% | 19.1% |
| 14 | Opportunity Bank of Montana 71 out of 100, Strong | 3 | 2.9% | 12.0% |
| 15 | NATIONSTAR MORTGAGE LLC | 3 | 2.9% | — |
| 16 | NEWREZ LLC | 2 | 1.9% | — |
| 17 | Mortgage Research Center, LLC | 2 | 1.9% | — |
| 18 | CALCON MUTUAL MORTGAGE LLC | 2 | 1.9% | — |
| 19 | CMG MORTGAGE, INC. | 1 | 1.0% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.0% | — |
| 21 | AmeriSave Mortgage Corporation | 1 | 1.0% | — |
| 22 | GUILD MORTGAGE COMPANY | 1 | 1.0% | — |
| 23 | SPRING EQ, LLC | 1 | 1.0% | — |
| 24 | Independence Bank 84 out of 100, Strong | 1 | 1.0% | 9.9% |
| 25 | Synergy One Lending, Inc. | 1 | 1.0% | — |
| 26 | THE LOAN STORE, INC. | 1 | 1.0% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 1 | 1.0% | — |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.0% | — |
| 30 | ZILLOW HOME LOANS, LLC | 1 | 1.0% | — |
| 31 | Click n' Close, Inc. | 1 | 1.0% | — |
| 32 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 1 | 1.0% | — |
| 33 | Horizon Federally Insured State-Chartered Credit Union | 1 | 1.0% | — |
| 34 | AMERICAN FINANCING CORPORATION | 1 | 1.0% | — |
| 35 | 1ST LIBERTY | 1 | 1.0% | — |
| 36 | FLAT BRANCH MORTGAGE, INC. | 1 | 1.0% | — |
| 37 | ENVOY MORTGAGE, LTD | 1 | 1.0% | — |
| 38 | Stride Bank, National Association 69 out of 100, Moderate | 1 | 1.0% | 3.2% |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.0% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.0% | — |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps