Ohio · HMDA 2025
Mortgage lenders in Adams County, OH
138 lenders reported 1,070 home-loan applications in Adams County in 2025. 529 closed as loans ($83.7M), 186 were denied — a 25.4% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 29% of applications, led by First State Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,070
- Loans originated
- 529
- Purchase / refinance
- 260 / 170
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First State Bank | 152 | 14.2% | — |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 103 | 9.6% | 34.0% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 58 | 5.4% | — |
| 4 | Paramount Residential Mortgage Group, Inc. | 51 | 4.8% | — |
| 5 | Rocket Mortgage, LLC | 44 | 4.1% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 3.6% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 33 | 3.1% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 2.6% | — |
| 9 | NEWREZ LLC | 23 | 2.1% | — |
| 10 | Mortgage Research Center, LLC | 23 | 2.1% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 1.8% | 39.5% |
| 12 | FREEDOM MORTGAGE CORPORATION | 17 | 1.6% | — |
| 13 | Peoples Bank 67 out of 100, Moderate | 17 | 1.6% | 24.1% |
| 14 | Fairway Independent Mortgage Corporation | 16 | 1.5% | — |
| 15 | PLANET HOME LENDING, LLC | 16 | 1.5% | — |
| 16 | LOWER, LLC | 16 | 1.5% | — |
| 17 | Farm Credit Mid-America | 14 | 1.3% | — |
| 18 | Southern Hills Community Bank 71 out of 100, Strong | 13 | 1.2% | 22.4% |
| 19 | DAS Acquisition Company, LLC | 13 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 12 | 1.1% | — |
| 21 | The Huntington National Bank 59 out of 100, Moderate | 11 | 1.0% | 31.6% |
| 22 | Broker Solutions, Inc. | 10 | 0.9% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 24 | Loandepot.Com, LLC | 9 | 0.8% | — |
| 25 | The Merchants National Bank | 9 | 0.8% | — |
| 26 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 27 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 8 | 0.7% | 42.9% |
| 28 | NATIONSTAR MORTGAGE LLC | 8 | 0.7% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 32 | RAPID MORTGAGE COMPANY | 7 | 0.7% | — |
| 33 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 7 | 0.7% | 13.4% |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.7% | — |
| 35 | UNION HOME MORTGAGE CORP. | 7 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.7% | — |
| 37 | Click n' Close, Inc. | 6 | 0.6% | — |
| 38 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 6 | 0.6% | 34.1% |
| 39 | WesBanco Bank, Inc. 66 out of 100, Moderate | 6 | 0.6% | 20.1% |
| 40 | Coastal Community Bank 35 out of 100, Low | 6 | 0.6% | 3.0% |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps