Ohio · HMDA 2025
Mortgage lenders in Clark County, OH
271 lenders reported 6,225 home-loan applications in Clark County in 2025. 3,309 closed as loans ($561.4M), 1,096 were denied — a 23.6% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by WRIGHT-PATT CREDIT UNION, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,225
- Loans originated
- 3,309
- Purchase / refinance
- 1,702 / 975
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 737 | 11.8% | 34.1% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 366 | 5.9% | 31.6% |
| 3 | Rocket Mortgage, LLC | 336 | 5.4% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 298 | 4.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 224 | 3.6% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 200 | 3.2% | 34.0% |
| 7 | The Park National Bank 72 out of 100, Strong | 185 | 3.0% | 19.0% |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 180 | 2.9% | 33.8% |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 179 | 2.9% | 39.5% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 148 | 2.4% | — |
| 11 | Mortgage Research Center, LLC | 143 | 2.3% | — |
| 12 | NEWREZ LLC | 141 | 2.3% | — |
| 13 | WesBanco Bank, Inc. 66 out of 100, Moderate | 137 | 2.2% | 20.1% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 125 | 2.0% | — |
| 15 | Loandepot.Com, LLC | 118 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 102 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 101 | 1.6% | 14.1% |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 100 | 1.6% | — |
| 19 | New Carlisle Federal Savings Bank | 97 | 1.6% | — |
| 20 | Union Savings Bank 74 out of 100, Strong | 94 | 1.5% | 5.3% |
| 21 | Coastal Community Bank 35 out of 100, Low | 64 | 1.0% | 3.0% |
| 22 | AmeriSave Mortgage Corporation | 61 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 61 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 59 | 0.9% | — |
| 25 | PLANET HOME LENDING, LLC | 56 | 0.9% | — |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 56 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 51 | 0.8% | — |
| 29 | NFM, INC. | 48 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.8% | 32.9% |
| 31 | UNION HOME MORTGAGE CORP. | 39 | 0.6% | — |
| 32 | DAS Acquisition Company, LLC | 39 | 0.6% | — |
| 33 | NEW DAY FINANCIAL, LLC | 37 | 0.6% | — |
| 34 | GUARANTEED RATE, INC. | 36 | 0.6% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 35 | 0.6% | — |
| 36 | SPRING EQ, LLC | 35 | 0.6% | — |
| 37 | Day Air Credit Union, Inc. 82 out of 100, Strong | 34 | 0.5% | 20.5% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 0.5% | — |
| 39 | The Farmers & Merchants State Bank | 33 | 0.5% | — |
| 40 | Kiavi Funding, Inc. | 33 | 0.5% | — |
Top 40 of 271 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps