Ohio · HMDA 2025
Mortgage lenders in Darke County, OH
153 lenders reported 1,602 home-loan applications in Darke County in 2025. 962 closed as loans ($156.5M), 229 were denied — a 18.4% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 27% of applications, led by NEWREZ LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,602
- Loans originated
- 962
- Purchase / refinance
- 528 / 279
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Darke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NEWREZ LLC | 183 | 11.4% | — |
| 2 | Greenville National Bank 86 out of 100, Very strong | 133 | 8.3% | 10.8% |
| 3 | The Park National Bank 72 out of 100, Strong | 116 | 7.2% | 19.0% |
| 4 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 82 | 5.1% | 34.1% |
| 5 | Rocket Mortgage, LLC | 68 | 4.2% | — |
| 6 | Greenville Federal 57 out of 100, Moderate | 68 | 4.2% | 8.2% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 63 | 3.9% | 34.0% |
| 8 | The Farmers State Bank 75 out of 100, Strong | 47 | 2.9% | 4.9% |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 42 | 2.6% | 39.5% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 2.6% | 14.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 36 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 35 | 2.2% | — |
| 13 | The Huntington National Bank 59 out of 100, Moderate | 32 | 2.0% | 31.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 31 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 28 | 1.7% | — |
| 16 | First Financial Bank 68 out of 100, Moderate | 25 | 1.6% | 24.9% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 1.4% | 32.9% |
| 18 | AmeriSave Mortgage Corporation | 19 | 1.2% | — |
| 19 | Union Savings Bank 74 out of 100, Strong | 19 | 1.2% | 5.3% |
| 20 | Loandepot.Com, LLC | 17 | 1.1% | — |
| 21 | GUARANTEED RATE, INC. | 16 | 1.0% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.0% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 16 | 1.0% | 3.0% |
| 24 | Broker Solutions, Inc. | 15 | 0.9% | — |
| 25 | POLARIS HOME FUNDING CORP. | 15 | 0.9% | — |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 14 | 0.9% | — |
| 27 | NEW DAY FINANCIAL, LLC | 14 | 0.9% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 0.8% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.7% | — |
| 30 | PLANET HOME LENDING, LLC | 12 | 0.7% | — |
| 31 | FIRST COMMUNITY MORTGAGE, INC. | 12 | 0.7% | — |
| 32 | Farm Credit Mid-America | 11 | 0.7% | — |
| 33 | Discover Bank | 10 | 0.6% | — |
| 34 | FIGURE LENDING LLC | 10 | 0.6% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 10 | 0.6% | — |
| 36 | SPRING EQ, LLC | 9 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.6% | — |
| 38 | Cornerstone First Mortgage, Inc | 8 | 0.5% | — |
| 39 | Day Air Credit Union, Inc. 82 out of 100, Strong | 8 | 0.5% | 20.5% |
| 40 | PLAZA HOME MORTGAGE, INC. | 8 | 0.5% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps