Ohio · HMDA 2025
Mortgage lenders in Erie County, OH
223 lenders reported 2,931 home-loan applications in Erie County in 2025. 1,581 closed as loans ($326.8M), 497 were denied — a 23.0% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 25% of applications, led by Civista Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,931
- Loans originated
- 1,581
- Purchase / refinance
- 770 / 463
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Erie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Civista Bank 75 out of 100, Strong | 355 | 12.1% | 12.5% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 194 | 6.6% | 31.6% |
| 3 | Rocket Mortgage, LLC | 177 | 6.0% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 152 | 5.2% | 34.0% |
| 5 | UNION HOME MORTGAGE CORP. | 140 | 4.8% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 104 | 3.5% | 39.5% |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 94 | 3.2% | 33.8% |
| 8 | NEWREZ LLC | 82 | 2.8% | — |
| 9 | KeyBank National Association 63 out of 100, Moderate | 81 | 2.8% | 32.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 70 | 2.4% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 62 | 2.1% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 56 | 1.9% | — |
| 13 | YOUR HOME FINANCIAL LLC | 56 | 1.9% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 54 | 1.8% | 32.5% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 43 | 1.5% | 14.1% |
| 16 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 43 | 1.5% | 35.5% |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 42 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 40 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 35 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 34 | 1.2% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 34 | 1.2% | 3.0% |
| 22 | Mortgage Research Center, LLC | 33 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 31 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 30 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 28 | 1.0% | — |
| 26 | First Federal Bank of Ohio | 25 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 0.8% | — |
| 28 | VACATIONLAND FEDERAL CREDIT UNION 72 out of 100, Strong | 24 | 0.8% | 26.7% |
| 29 | NATIONSTAR MORTGAGE LLC | 24 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 0.8% | 32.9% |
| 31 | First Federal Savings of Lorain | 22 | 0.8% | — |
| 32 | Fairway Independent Mortgage Corporation | 19 | 0.6% | — |
| 33 | UNION CAPITAL MORTGAGE CORPORATION | 19 | 0.6% | — |
| 34 | WesBanco Bank, Inc. 66 out of 100, Moderate | 19 | 0.6% | 20.1% |
| 35 | Discover Bank | 17 | 0.6% | — |
| 36 | SPRING EQ, LLC | 16 | 0.5% | — |
| 37 | NEW DAY FINANCIAL, LLC | 16 | 0.5% | — |
| 38 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 0.5% | — |
| 39 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 14 | 0.5% | 22.3% |
| 40 | LOWER, LLC | 14 | 0.5% | — |
Top 40 of 223 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps