Ohio · HMDA 2025
Mortgage lenders in Highland County, OH
182 lenders reported 1,856 home-loan applications in Highland County in 2025. 911 closed as loans ($152.3M), 399 were denied — a 29.3% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 19% of applications, led by Fifth Third Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,856
- Loans originated
- 911
- Purchase / refinance
- 449 / 287
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Highland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 166 | 8.9% | 34.0% |
| 2 | First State Bank | 106 | 5.7% | — |
| 3 | Rocket Mortgage, LLC | 84 | 4.5% | — |
| 4 | The Merchants National Bank | 78 | 4.2% | — |
| 5 | Loandepot.Com, LLC | 77 | 4.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 65 | 3.5% | — |
| 7 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 62 | 3.3% | 34.1% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 60 | 3.2% | 39.5% |
| 9 | Peoples Bank 67 out of 100, Moderate | 51 | 2.7% | 24.1% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 2.5% | — |
| 11 | Mortgage Research Center, LLC | 42 | 2.3% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 1.8% | — |
| 13 | PLANET HOME LENDING, LLC | 34 | 1.8% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 1.8% | — |
| 15 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 33 | 1.8% | 42.9% |
| 16 | NEWREZ LLC | 31 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 31 | 1.7% | — |
| 18 | The Huntington National Bank 59 out of 100, Moderate | 27 | 1.5% | 31.6% |
| 19 | LOWER, LLC | 24 | 1.3% | — |
| 20 | 21st Mortgage Corporation | 23 | 1.2% | — |
| 21 | FIGURE LENDING LLC | 23 | 1.2% | — |
| 22 | Union Savings Bank 74 out of 100, Strong | 23 | 1.2% | 5.3% |
| 23 | Southern Hills Community Bank 71 out of 100, Strong | 23 | 1.2% | 22.4% |
| 24 | FREEDOM MORTGAGE CORPORATION | 22 | 1.2% | — |
| 25 | Fairway Independent Mortgage Corporation | 21 | 1.1% | — |
| 26 | GUARANTEED RATE, INC. | 21 | 1.1% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.1% | — |
| 28 | Paramount Residential Mortgage Group, Inc. | 21 | 1.1% | — |
| 29 | UNION HOME MORTGAGE CORP. | 21 | 1.1% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 1.1% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 1.0% | 32.9% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.0% | 14.1% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 19 | 1.0% | — |
| 34 | NEW DAY FINANCIAL, LLC | 16 | 0.9% | — |
| 35 | Broker Solutions, Inc. | 15 | 0.8% | — |
| 36 | Farm Credit Mid-America | 14 | 0.8% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 13 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.7% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 0.6% | 33.8% |
| 40 | NATIONAL COOPERATIVE BANK, N.A. 46 out of 100, Below average | 12 | 0.6% | 13.6% |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps