Ohio · HMDA 2025
Mortgage lenders in Jackson County, OH
127 lenders reported 1,251 home-loan applications in Jackson County in 2025. 562 closed as loans ($97.3M), 247 were denied — a 28.5% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by ATOMIC CREDIT UNION, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,251
- Loans originated
- 562
- Purchase / refinance
- 300 / 144
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 129 | 10.3% | 42.9% |
| 2 | THE VINTON COUNTY NATIONAL BANK 73 out of 100, Strong | 89 | 7.1% | 14.8% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 5.6% | — |
| 4 | Rocket Mortgage, LLC | 69 | 5.5% | — |
| 5 | WesBanco Bank, Inc. 66 out of 100, Moderate | 47 | 3.8% | 20.1% |
| 6 | RAPID MORTGAGE COMPANY | 45 | 3.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.5% | — |
| 8 | The Ohio Valley Bank Company 54 out of 100, Below average | 41 | 3.3% | 5.2% |
| 9 | Peoples Bank 67 out of 100, Moderate | 40 | 3.2% | 24.1% |
| 10 | Mortgage Research Center, LLC | 37 | 3.0% | — |
| 11 | Paramount Residential Mortgage Group, Inc. | 36 | 2.9% | — |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 33 | 2.6% | 33.8% |
| 13 | NEWREZ LLC | 31 | 2.5% | — |
| 14 | PLANET HOME LENDING, LLC | 29 | 2.3% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 1.5% | 39.5% |
| 16 | NATIONSTAR MORTGAGE LLC | 19 | 1.5% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 18 | 1.4% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 1.4% | 74.7% |
| 20 | 21st Mortgage Corporation | 17 | 1.4% | — |
| 21 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 1.4% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 16 | 1.3% | — |
| 23 | GUARANTEED RATE, INC. | 15 | 1.2% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.2% | — |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 14 | 1.1% | 31.6% |
| 26 | Loandepot.Com, LLC | 14 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 14 | 1.1% | — |
| 28 | AmeriSave Mortgage Corporation | 14 | 1.1% | — |
| 29 | FIGURE LENDING LLC | 14 | 1.1% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.9% | 32.9% |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 11 | 0.9% | 34.0% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.8% | 14.1% |
| 33 | NFM, INC. | 9 | 0.7% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.6% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 37 | Kiavi Funding, Inc. | 6 | 0.5% | — |
| 38 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | 0.5% | — |
| 39 | Equity Prime Mortgage LLC | 6 | 0.5% | — |
| 40 | SIWELL, INC. | 6 | 0.5% | — |
Top 40 of 127 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps