Ohio · HMDA 2025
Mortgage lenders in Madison County, OH
198 lenders reported 2,396 home-loan applications in Madison County in 2025. 1,276 closed as loans ($331.2M), 343 were denied — a 20.2% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 20% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,396
- Loans originated
- 1,276
- Purchase / refinance
- 675 / 359
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 208 | 8.7% | 31.6% |
| 2 | DHI MORTGAGE COMPANY, LTD. | 145 | 6.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 127 | 5.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 116 | 4.8% | — |
| 5 | Rocket Mortgage, LLC | 76 | 3.2% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 70 | 2.9% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 64 | 2.7% | 34.0% |
| 8 | 21st Mortgage Corporation | 63 | 2.6% | — |
| 9 | NFM, INC. | 57 | 2.4% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 2.3% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 55 | 2.3% | 33.8% |
| 12 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 53 | 2.2% | 34.2% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 47 | 2.0% | 39.5% |
| 14 | UNION HOME MORTGAGE CORP. | 47 | 2.0% | — |
| 15 | GUARANTEED RATE, INC. | 45 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 44 | 1.8% | — |
| 17 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 44 | 1.8% | 34.1% |
| 18 | NEWREZ LLC | 42 | 1.8% | — |
| 19 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 40 | 1.7% | 35.5% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.6% | 14.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 35 | 1.5% | — |
| 22 | Union Savings Bank 74 out of 100, Strong | 34 | 1.4% | 5.3% |
| 23 | M/I FINANCIAL, LLC | 30 | 1.3% | — |
| 24 | FIGURE LENDING LLC | 29 | 1.2% | — |
| 25 | Mortgage Research Center, LLC | 28 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 25 | 1.0% | — |
| 27 | LOWER, LLC | 24 | 1.0% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 21 | 0.9% | 3.0% |
| 29 | PLANET HOME LENDING, LLC | 19 | 0.8% | — |
| 30 | The Merchants National Bank | 19 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 0.7% | 32.9% |
| 32 | Loandepot.Com, LLC | 17 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.7% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 16 | 0.7% | 32.5% |
| 35 | First Financial Bank 68 out of 100, Moderate | 16 | 0.7% | 24.9% |
| 36 | BMI Federal Credit Union 68 out of 100, Moderate | 15 | 0.6% | 12.3% |
| 37 | RUOFF MORTGAGE COMPANY, INC. | 14 | 0.6% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 0.6% | — |
| 39 | German American Bank 75 out of 100, Strong | 13 | 0.5% | 17.2% |
| 40 | Broker Solutions, Inc. | 12 | 0.5% | — |
Top 40 of 198 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps