Ohio · HMDA 2025
Mortgage lenders in Mercer County, OH
122 lenders reported 817 home-loan applications in Mercer County in 2025. 455 closed as loans ($79.9M), 139 were denied — a 22.5% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 34% of applications, led by SUPERIOR CREDIT UNION, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 817
- Loans originated
- 455
- Purchase / refinance
- 195 / 141
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mercer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SUPERIOR CREDIT UNION, INC. | 139 | 17.0% | — |
| 2 | First Financial Bank 68 out of 100, Moderate | 100 | 12.2% | 24.9% |
| 3 | Rocket Mortgage, LLC | 39 | 4.8% | — |
| 4 | MYCUMORTGAGE, LLC | 36 | 4.4% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 3.3% | 14.1% |
| 6 | NEWREZ LLC | 22 | 2.7% | — |
| 7 | The Park National Bank 72 out of 100, Strong | 22 | 2.7% | 19.0% |
| 8 | Coastal Community Bank 35 out of 100, Low | 18 | 2.2% | 3.0% |
| 9 | Mortgage Research Center, LLC | 17 | 2.1% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 2.1% | 39.5% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.0% | — |
| 12 | Three Rivers Federal Credit Union 78 out of 100, Strong | 16 | 2.0% | 16.3% |
| 13 | The Citizens National Bank of Bluffton 71 out of 100, Strong | 15 | 1.8% | 10.1% |
| 14 | First Bank of Berne 73 out of 100, Strong | 14 | 1.7% | 9.9% |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 1.5% | 34.0% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 10 | 1.2% | — |
| 18 | Discover Bank | 9 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 9 | 1.1% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 9 | 1.1% | — |
| 21 | HONDA Federal Credit Union 62 out of 100, Moderate | 9 | 1.1% | 28.0% |
| 22 | The Huntington National Bank 59 out of 100, Moderate | 8 | 1.0% | 31.6% |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 1.0% | 32.5% |
| 24 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 25 | Minster Bank | 8 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 7 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 7 | 0.9% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.9% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.7% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 37 | Lendage, LLC | 4 | 0.5% | — |
| 38 | The Farmers & Merchants State Bank | 4 | 0.5% | — |
| 39 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 4 | 0.5% | 34.1% |
| 40 | UNION HOME MORTGAGE CORP. | 4 | 0.5% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps