Ohio · HMDA 2025
Mortgage lenders in Miami County, OH
274 lenders reported 5,513 home-loan applications in Miami County in 2025. 2,995 closed as loans ($647.5M), 866 were denied — a 21.4% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 24% of applications, led by WRIGHT-PATT CREDIT UNION, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,513
- Loans originated
- 2,995
- Purchase / refinance
- 1,502 / 861
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miami County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 626 | 11.4% | 34.1% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 438 | 7.9% | 34.0% |
| 3 | Union Savings Bank 74 out of 100, Strong | 279 | 5.1% | 5.3% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 245 | 4.4% | 39.5% |
| 5 | Rocket Mortgage, LLC | 207 | 3.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 171 | 3.1% | — |
| 7 | Loandepot.Com, LLC | 159 | 2.9% | — |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 151 | 2.7% | 31.6% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 134 | 2.4% | 14.1% |
| 10 | NEWREZ LLC | 129 | 2.3% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 115 | 2.1% | — |
| 12 | The Park National Bank 72 out of 100, Strong | 109 | 2.0% | 19.0% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 1.9% | — |
| 14 | Cornerstone First Mortgage, Inc | 105 | 1.9% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 99 | 1.8% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 96 | 1.7% | 33.8% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 95 | 1.7% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 92 | 1.7% | — |
| 19 | GUARANTEED RATE, INC. | 88 | 1.6% | — |
| 20 | Mortgage Research Center, LLC | 86 | 1.6% | — |
| 21 | 21st Mortgage Corporation | 74 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 66 | 1.2% | — |
| 23 | NVR Mortgage Finance, Inc. | 64 | 1.2% | — |
| 24 | First Financial Bank 68 out of 100, Moderate | 64 | 1.2% | 24.9% |
| 25 | Coastal Community Bank 35 out of 100, Low | 60 | 1.1% | 3.0% |
| 26 | FIGURE LENDING LLC | 52 | 0.9% | — |
| 27 | Greenville Federal 57 out of 100, Moderate | 52 | 0.9% | 8.2% |
| 28 | PLANET HOME LENDING, LLC | 47 | 0.9% | — |
| 29 | UNION HOME MORTGAGE CORP. | 44 | 0.8% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 41 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 39 | 0.7% | 32.9% |
| 32 | SPRING EQ, LLC | 37 | 0.7% | — |
| 33 | Kiavi Funding, Inc. | 36 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 34 | 0.6% | — |
| 35 | Greenville National Bank 86 out of 100, Very strong | 34 | 0.6% | 10.8% |
| 36 | MYCUMORTGAGE, LLC | 31 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 30 | 0.5% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 0.5% | — |
| 39 | Minster Bank | 28 | 0.5% | — |
| 40 | Day Air Credit Union, Inc. 82 out of 100, Strong | 27 | 0.5% | 20.5% |
Top 40 of 274 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps