Ohio · HMDA 2025
Mortgage lenders in Paulding County, OH
107 lenders reported 737 home-loan applications in Paulding County in 2025. 418 closed as loans ($58.8M), 115 were denied — a 20.7% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 29% of applications, led by The State Bank and Trust Company. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 737
- Loans originated
- 418
- Purchase / refinance
- 211 / 106
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Paulding County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The State Bank and Trust Company 70 out of 100, Strong | 121 | 16.4% | 9.9% |
| 2 | WesBanco Bank, Inc. 66 out of 100, Moderate | 49 | 6.6% | 20.1% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 47 | 6.4% | 31.6% |
| 4 | First Financial Bank 68 out of 100, Moderate | 35 | 4.7% | 24.9% |
| 5 | Rocket Mortgage, LLC | 33 | 4.5% | — |
| 6 | THE ANTWERP EXCHANGE BANK COMPANY 62 out of 100, Moderate | 33 | 4.5% | 9.8% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 3.7% | — |
| 8 | The Union Bank Company 74 out of 100, Strong | 27 | 3.7% | 11.5% |
| 9 | Three Rivers Federal Credit Union 78 out of 100, Strong | 23 | 3.1% | 16.3% |
| 10 | Mortgage Research Center, LLC | 17 | 2.3% | — |
| 11 | The Farmers & Merchants State Bank | 15 | 2.0% | — |
| 12 | SUPERIOR CREDIT UNION, INC. | 13 | 1.8% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.6% | — |
| 14 | AmeriSave Mortgage Corporation | 10 | 1.4% | — |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 10 | 1.4% | 34.0% |
| 16 | NEWREZ LLC | 9 | 1.2% | — |
| 17 | RUOFF MORTGAGE COMPANY, INC. | 9 | 1.2% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.1% | 14.1% |
| 19 | Loandepot.Com, LLC | 8 | 1.1% | — |
| 20 | The Citizens National Bank of Bluffton 71 out of 100, Strong | 8 | 1.1% | 10.1% |
| 21 | 21st Mortgage Corporation | 7 | 0.9% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 0.9% | — |
| 23 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 24 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 25 | MYCUMORTGAGE, LLC | 7 | 0.9% | — |
| 26 | First Bank of Berne 73 out of 100, Strong | 7 | 0.9% | 9.9% |
| 27 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 28 | NEW DAY FINANCIAL, LLC | 7 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 30 | SPRING EQ, LLC | 6 | 0.8% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.8% | 39.5% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 33 | PLANET HOME LENDING, LLC | 6 | 0.8% | — |
| 34 | Flagstar Bank, N.A. 31 out of 100, Low | 6 | 0.8% | 35.1% |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.7% | 33.8% |
| 36 | Paramount Residential Mortgage Group, Inc. | 5 | 0.7% | — |
| 37 | MidFirst Bank 34 out of 100, Low | 5 | 0.7% | 16.3% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.5% | 32.9% |
| 39 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.5% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.5% | — |
Top 40 of 107 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps