Ohio · HMDA 2025
Mortgage lenders in Scioto County, OH
176 lenders reported 2,519 home-loan applications in Scioto County in 2025. 1,121 closed as loans ($174.5M), 530 were denied — a 30.5% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by Fifth Third Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,519
- Loans originated
- 1,121
- Purchase / refinance
- 583 / 330
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scioto County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 210 | 8.3% | 34.0% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 184 | 7.3% | 39.5% |
| 3 | DESCO | 180 | 7.1% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 145 | 5.8% | — |
| 5 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 144 | 5.7% | 42.9% |
| 6 | Peoples Bank 67 out of 100, Moderate | 111 | 4.4% | 24.1% |
| 7 | Rocket Mortgage, LLC | 107 | 4.2% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 87 | 3.5% | 32.5% |
| 9 | WesBanco Bank, Inc. 66 out of 100, Moderate | 62 | 2.5% | 20.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 60 | 2.4% | — |
| 11 | Mortgage Research Center, LLC | 60 | 2.4% | — |
| 12 | MYCUMORTGAGE, LLC | 52 | 2.1% | — |
| 13 | GUARANTEED RATE, INC. | 49 | 1.9% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 49 | 1.9% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 49 | 1.9% | 33.8% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 1.6% | — |
| 17 | BAYSHORE MORTGAGE FUNDING, LLC | 38 | 1.5% | — |
| 18 | Broker Solutions, Inc. | 28 | 1.1% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 27 | 1.1% | 74.7% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.0% | 14.1% |
| 21 | Loandepot.Com, LLC | 26 | 1.0% | — |
| 22 | NEWREZ LLC | 25 | 1.0% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 24 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 24 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 24 | 1.0% | 3.0% |
| 26 | AmeriSave Mortgage Corporation | 22 | 0.9% | — |
| 27 | 21st Mortgage Corporation | 20 | 0.8% | — |
| 28 | First State Bank | 19 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 19 | 0.8% | — |
| 30 | RAPID MORTGAGE COMPANY | 19 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 18 | 0.7% | — |
| 32 | POLARIS HOME FUNDING CORP. | 18 | 0.7% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 18 | 0.7% | — |
| 34 | MOVEMENT MORTGAGE, LLC | 16 | 0.6% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.6% | — |
| 36 | The Huntington National Bank 59 out of 100, Moderate | 15 | 0.6% | 31.6% |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.6% | 32.9% |
| 38 | Kentucky Farmers Bank Corporation | 15 | 0.6% | — |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 14 | 0.6% | — |
| 40 | Equity Prime Mortgage LLC | 14 | 0.6% | — |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps