Ohio · HMDA 2025
Mortgage lenders in Vinton County, OH
95 lenders reported 442 home-loan applications in Vinton County in 2025. 210 closed as loans ($41.8M), 107 were denied — a 31.9% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 29% of applications, led by THE VINTON COUNTY NATIONAL BANK. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 442
- Loans originated
- 210
- Purchase / refinance
- 104 / 65
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | THE VINTON COUNTY NATIONAL BANK 73 out of 100, Strong | 73 | 16.5% | 14.8% |
| 2 | Rocket Mortgage, LLC | 31 | 7.0% | — |
| 3 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 25 | 5.7% | 42.9% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 5.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 16 | 3.6% | — |
| 6 | Peoples Bank 67 out of 100, Moderate | 16 | 3.6% | 24.1% |
| 7 | WesBanco Bank, Inc. 66 out of 100, Moderate | 12 | 2.7% | 20.1% |
| 8 | LOWER, LLC | 10 | 2.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.0% | 14.1% |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 9 | 2.0% | — |
| 11 | PLANET HOME LENDING, LLC | 9 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 8 | 1.8% | — |
| 13 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.8% | — |
| 14 | AmeriSave Mortgage Corporation | 7 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 6 | 1.4% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 1.4% | 33.8% |
| 18 | Mortgage Research Center, LLC | 6 | 1.4% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.4% | 39.5% |
| 20 | The Ohio Valley Bank Company 54 out of 100, Below average | 6 | 1.4% | 5.2% |
| 21 | The Huntington National Bank 59 out of 100, Moderate | 5 | 1.1% | 31.6% |
| 22 | NEWREZ LLC | 5 | 1.1% | — |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 1.1% | 32.5% |
| 24 | GUARANTEED RATE, INC. | 5 | 1.1% | — |
| 25 | PHH Mortgage Corporation | 5 | 1.1% | — |
| 26 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | 0.9% | — |
| 27 | RAPID MORTGAGE COMPANY | 4 | 0.9% | — |
| 28 | NFM, INC. | 4 | 0.9% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.9% | 74.7% |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 0.9% | 34.0% |
| 31 | Kingston National Bank 66 out of 100, Moderate | 4 | 0.9% | 13.1% |
| 32 | 21st Mortgage Corporation | 3 | 0.7% | — |
| 33 | MOVEMENT MORTGAGE, LLC | 3 | 0.7% | — |
| 34 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.7% | — |
| 36 | SPRING EQ, LLC | 3 | 0.7% | — |
| 37 | Paramount Residential Mortgage Group, Inc. | 3 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.7% | — |
| 40 | Farm Credit Mid-America | 3 | 0.7% | — |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps