Ohio · HMDA 2025
Mortgage lenders in Washington County, OH
182 lenders reported 1,784 home-loan applications in Washington County in 2025. 906 closed as loans ($169.0M), 314 were denied — a 24.3% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 29% of applications, led by Peoples Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,784
- Loans originated
- 906
- Purchase / refinance
- 428 / 298
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 225 | 12.6% | 24.1% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 154 | 8.6% | 31.6% |
| 3 | Rocket Mortgage, LLC | 144 | 8.1% | — |
| 4 | Mortgage Research Center, LLC | 63 | 3.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 56 | 3.1% | — |
| 6 | WesBanco Bank, Inc. 66 out of 100, Moderate | 56 | 3.1% | 20.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 54 | 3.0% | — |
| 8 | STOCKTON MORTGAGE CORPORATION | 48 | 2.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 2.6% | 14.1% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 41 | 2.3% | — |
| 12 | PLANET HOME LENDING, LLC | 36 | 2.0% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 30 | 1.7% | — |
| 14 | The Waterford Commercial and Savings Bank 83 out of 100, Strong | 27 | 1.5% | 5.8% |
| 15 | Coastal Community Bank 35 out of 100, Low | 26 | 1.5% | 3.0% |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 24 | 1.3% | 74.7% |
| 17 | Williamstown Bank, Inc. 66 out of 100, Moderate | 23 | 1.3% | 14.1% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 1.2% | 39.5% |
| 19 | AmeriSave Mortgage Corporation | 21 | 1.2% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.1% | — |
| 21 | POLARIS HOME FUNDING CORP. | 20 | 1.1% | — |
| 22 | Community Bank of Parkersburg 70 out of 100, Strong | 20 | 1.1% | 28.2% |
| 23 | NEWREZ LLC | 19 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 19 | 1.1% | — |
| 25 | NEW DAY FINANCIAL, LLC | 19 | 1.1% | — |
| 26 | Loandepot.Com, LLC | 17 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 17 | 1.0% | — |
| 28 | SPRING EQ, LLC | 16 | 0.9% | — |
| 29 | FIRST OHIO HOME FINANCE, INC. | 16 | 0.9% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 15 | 0.8% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.8% | 32.9% |
| 33 | Discover Bank | 14 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.8% | — |
| 35 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.8% | — |
| 37 | WEST VIRGINIA CENTRAL | 10 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.6% | — |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.5% | — |
| 40 | BETTER MORTGAGE CORPORATION | 9 | 0.5% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps