Tennessee · HMDA 2025
Mortgage lenders in Henderson County, TN
115 lenders reported 1,124 home-loan applications in Henderson County in 2025. 580 closed as loans ($107.8M), 204 were denied — a 24.4% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 33% of applications, led by FirstBank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,124
- Loans originated
- 580
- Purchase / refinance
- 277 / 192
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henderson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FirstBank 59 out of 100, Moderate | 219 | 19.5% | 42.8% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 82 | 7.3% | — |
| 3 | FIRST COMMUNITY MORTGAGE, INC. | 66 | 5.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 46 | 4.1% | — |
| 5 | Rocket Mortgage, LLC | 44 | 3.9% | — |
| 6 | Leaders Credit Union 69 out of 100, Moderate | 40 | 3.6% | 18.6% |
| 7 | Regions Bank 64 out of 100, Moderate | 39 | 3.5% | 43.1% |
| 8 | Community Bank 64 out of 100, Moderate | 39 | 3.5% | 6.8% |
| 9 | 21st Mortgage Corporation | 29 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 29 | 2.6% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 2.5% | — |
| 12 | Carroll Bank and Trust 52 out of 100, Below average | 22 | 2.0% | 2.0% |
| 13 | Simmons Bank 60 out of 100, Moderate | 21 | 1.9% | 26.5% |
| 14 | NEWREZ LLC | 20 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 20 | 1.8% | — |
| 17 | The Peoples Bank 62 out of 100, Moderate | 19 | 1.7% | 10.2% |
| 18 | PLANET HOME LENDING, LLC | 16 | 1.4% | — |
| 19 | FIRST COLONY MORTGAGE CORPORATION | 16 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 14 | 1.2% | — |
| 21 | Click n' Close, Inc. | 13 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.0% | 32.9% |
| 23 | CB&S Bank, Inc. | 11 | 1.0% | — |
| 24 | Legends Bank 71 out of 100, Strong | 11 | 1.0% | 4.4% |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 10 | 0.9% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.8% | 14.1% |
| 27 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 29 | Loandepot.Com, LLC | 8 | 0.7% | — |
| 30 | AmeriSave Mortgage Corporation | 8 | 0.7% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 32 | MORTGAGE INVESTORS GROUP, INC. | 7 | 0.6% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.5% | 22.2% |
| 34 | Fortera Federal Credit Union 78 out of 100, Strong | 6 | 0.5% | 27.6% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.5% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.4% | 32.5% |
| 37 | Decatur County Bank 59 out of 100, Moderate | 5 | 0.4% | 20.2% |
| 38 | AMERICAN FINANCING CORPORATION | 5 | 0.4% | — |
| 39 | Equity Prime Mortgage LLC | 5 | 0.4% | — |
| 40 | PHH Mortgage Corporation | 5 | 0.4% | — |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps