Tennessee · HMDA 2025
Mortgage lenders in Wayne County, TN
109 lenders reported 440 home-loan applications in Wayne County in 2025. 204 closed as loans ($43.7M), 96 were denied — a 30.5% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 440
- Loans originated
- 204
- Purchase / refinance
- 103 / 85
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 44 | 10.0% | — |
| 2 | Renasant Bank 64 out of 100, Moderate | 25 | 5.7% | 11.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 5.2% | — |
| 4 | 21st Mortgage Corporation | 20 | 4.5% | — |
| 5 | Mortgage Research Center, LLC | 19 | 4.3% | — |
| 6 | Fairway Independent Mortgage Corporation | 18 | 4.1% | — |
| 7 | Old National Bank 59 out of 100, Moderate | 17 | 3.9% | 22.1% |
| 8 | FIRST COMMUNITY MORTGAGE, INC. | 17 | 3.9% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 3.0% | — |
| 10 | Broker Solutions, Inc. | 12 | 2.7% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 10 | 2.3% | — |
| 13 | NEWREZ LLC | 8 | 1.8% | — |
| 14 | AmeriSave Mortgage Corporation | 8 | 1.8% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 8 | 1.8% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 8 | 1.8% | — |
| 18 | FirstBank 59 out of 100, Moderate | 6 | 1.4% | 42.8% |
| 19 | GUARANTEED RATE, INC. | 5 | 1.1% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 5 | 1.1% | 43.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.1% | — |
| 22 | First Farmers and Merchants Bank 79 out of 100, Strong | 5 | 1.1% | 17.9% |
| 23 | Farm Credit Mid-America | 5 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 25 | SPRING EQ, LLC | 4 | 0.9% | — |
| 26 | DELMAR FINANCIAL COMPANY | 4 | 0.9% | — |
| 27 | Equity Prime Mortgage LLC | 4 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 3 | 0.7% | 40.8% |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.7% | — |
| 31 | Listerhill Credit Union 69 out of 100, Moderate | 3 | 0.7% | 3.5% |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.7% | — |
| 33 | GMFS LLC | 3 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 3 | 0.7% | — |
| 35 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 37 | MORTGAGE INVESTORS GROUP, INC. | 3 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 3 | 0.7% | — |
| 39 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps