Virginia · HMDA 2025
Mortgage lenders in Bristol city, VA
130 lenders reported 741 home-loan applications in Bristol city in 2025. 392 closed as loans ($65.0M), 141 were denied — a 25.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 29% of applications, led by EASTMAN CREDIT UNION. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 741
- Loans originated
- 392
- Purchase / refinance
- 207 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bristol city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 132 | 17.8% | 26.9% |
| 2 | Rocket Mortgage, LLC | 46 | 6.2% | — |
| 3 | MOVEMENT MORTGAGE, LLC | 38 | 5.1% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 4.3% | — |
| 5 | FIRST BANCORP, INC. | 32 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 30 | 4.0% | — |
| 7 | Mortgage Research Center, LLC | 22 | 3.0% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.2% | — |
| 9 | THE BANK OF MARION 71 out of 100, Strong | 16 | 2.2% | 11.9% |
| 10 | GVC MORTGAGE, INC. | 14 | 1.9% | — |
| 11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.8% | 14.1% |
| 13 | Truist Bank 63 out of 100, Moderate | 12 | 1.6% | 40.8% |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.6% | 22.2% |
| 15 | AmeriSave Mortgage Corporation | 12 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 11 | 1.5% | — |
| 17 | First Community Bank 75 out of 100, Strong | 11 | 1.5% | 30.8% |
| 18 | PLANET HOME LENDING, LLC | 10 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 20 | Legacy Bank 68 out of 100, Moderate | 9 | 1.2% | 1.1% |
| 21 | Coastal Community Bank 35 out of 100, Low | 9 | 1.2% | 3.0% |
| 22 | NEWREZ LLC | 8 | 1.1% | — |
| 23 | Regions Bank 64 out of 100, Moderate | 8 | 1.1% | 43.1% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.1% | — |
| 25 | New Peoples Bank, Inc. 76 out of 100, Strong | 8 | 1.1% | 5.9% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.9% | 32.9% |
| 27 | Renasant Bank 64 out of 100, Moderate | 7 | 0.9% | 11.6% |
| 28 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 29 | First Horizon Bank 64 out of 100, Moderate | 7 | 0.9% | 25.4% |
| 30 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.8% | — |
| 31 | Powell Valley National Bank 78 out of 100, Strong | 5 | 0.7% | 15.0% |
| 32 | LENDINGONE, LLC | 5 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 34 | Loandepot.Com, LLC | 4 | 0.5% | — |
| 35 | Discover Bank | 4 | 0.5% | — |
| 36 | SUMMIT FUNDING, INC. | 4 | 0.5% | — |
| 37 | KIND LENDING, LLC | 4 | 0.5% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.5% | — |
| 39 | CONSUMER Credit Union 75 out of 100, Strong | 4 | 0.5% | 11.5% |
| 40 | PHH Mortgage Corporation | 4 | 0.5% | — |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps