Virginia · HMDA 2025
Mortgage lenders in Wythe County, VA
125 lenders reported 1,151 home-loan applications in Wythe County in 2025. 590 closed as loans ($100.9M), 222 were denied — a 26.5% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 30% of applications, led by Truliant Federal Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,151
- Loans originated
- 590
- Purchase / refinance
- 278 / 171
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wythe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Truliant Federal Credit Union 67 out of 100, Moderate | 172 | 14.9% | 50.3% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 107 | 9.3% | — |
| 3 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 66 | 5.7% | — |
| 4 | Rocket Mortgage, LLC | 63 | 5.5% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 44 | 3.8% | 40.8% |
| 6 | First Community Bank 75 out of 100, Strong | 43 | 3.7% | 30.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.5% | — |
| 8 | THE BANK OF MARION 71 out of 100, Strong | 38 | 3.3% | 11.9% |
| 9 | FIRST BANCORP, INC. | 29 | 2.5% | — |
| 10 | Atlantic Union Bank 73 out of 100, Strong | 28 | 2.4% | 23.3% |
| 11 | UNION HOME MORTGAGE CORP. | 26 | 2.3% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 1.8% | — |
| 13 | NEWREZ LLC | 20 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 20 | 1.7% | — |
| 15 | First Reliance Bank | 20 | 1.7% | — |
| 16 | First Sentinel Bank 67 out of 100, Moderate | 16 | 1.4% | 5.7% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.3% | — |
| 18 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 15 | 1.3% | 5.7% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.2% | 14.1% |
| 20 | PLANET HOME LENDING, LLC | 14 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 14 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 23 | AMERICAN FINANCIAL RESOURCES, INC. | 12 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 12 | 1.0% | — |
| 25 | 21st Mortgage Corporation | 11 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 27 | Renasant Bank 64 out of 100, Moderate | 11 | 1.0% | 11.6% |
| 28 | FIGURE LENDING LLC | 10 | 0.9% | — |
| 29 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 10 | 0.9% | 15.9% |
| 30 | NEW DAY FINANCIAL, LLC | 10 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 9 | 0.8% | — |
| 32 | Discover Bank | 8 | 0.7% | — |
| 33 | Virginia Credit Union, Inc. | 8 | 0.7% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.6% | 39.5% |
| 35 | New Peoples Bank, Inc. 76 out of 100, Strong | 7 | 0.6% | 5.9% |
| 36 | Alcova Mortgage LLC | 7 | 0.6% | — |
| 37 | Farm Credit of the Virginias, ACA | 6 | 0.5% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.5% | — |
| 39 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 6 | 0.5% | 26.9% |
| 40 | MOVEMENT MORTGAGE, LLC | 5 | 0.4% | — |
Top 40 of 125 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps