Washington · HMDA 2025
Mortgage lenders in Pend Oreille County, WA
141 lenders reported 772 home-loan applications in Pend Oreille County in 2025. 364 closed as loans ($111.0M), 135 were denied — a 25.8% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 21% of applications, led by SPOKANE TEACHERS. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 772
- Loans originated
- 364
- Purchase / refinance
- 180 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pend Oreille County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPOKANE TEACHERS | 90 | 11.7% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 38 | 4.9% | 20.0% |
| 3 | Rocket Mortgage, LLC | 34 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 3.9% | — |
| 5 | Northpointe Bank 58 out of 100, Moderate | 25 | 3.2% | 10.4% |
| 6 | NEWREZ LLC | 22 | 2.8% | — |
| 7 | GESA | 21 | 2.7% | — |
| 8 | Banner Bank 72 out of 100, Strong | 20 | 2.6% | 35.6% |
| 9 | Mortgage Research Center, LLC | 19 | 2.5% | — |
| 10 | NUMERICA CREDIT UNION 74 out of 100, Strong | 18 | 2.3% | 39.5% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.2% | — |
| 12 | Sunflower Bank, National Association 51 out of 100, Below average | 15 | 1.9% | 5.8% |
| 13 | Boeing Employees Credit Union 75 out of 100, Strong | 14 | 1.8% | 26.5% |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.7% | — |
| 15 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 1.6% | — |
| 16 | Washington Trust Bank 60 out of 100, Moderate | 12 | 1.6% | 22.5% |
| 17 | Willamette Valley Bank 81 out of 100, Strong | 12 | 1.6% | 13.8% |
| 18 | GUILD MORTGAGE COMPANY | 11 | 1.4% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.4% | 39.5% |
| 20 | GUARANTEED RATE, INC. | 10 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 10 | 1.3% | — |
| 22 | CMG MORTGAGE, INC. | 9 | 1.2% | — |
| 23 | Fairway Independent Mortgage Corporation | 9 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 9 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 8 | 1.0% | 44.7% |
| 27 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 8 | 1.0% | 13.4% |
| 28 | Freedom Northwest Credit Union 82 out of 100, Strong | 8 | 1.0% | 0.0% |
| 29 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 8 | 1.0% | 17.8% |
| 30 | AMERICAN FINANCING CORPORATION | 8 | 1.0% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 8 | 1.0% | — |
| 32 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 7 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.9% | — |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.8% | 14.1% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 37 | FIGURE LENDING LLC | 6 | 0.8% | — |
| 38 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 6 | 0.8% | 46.1% |
| 39 | Horizon Federally Insured State-Chartered Credit Union | 6 | 0.8% | — |
| 40 | CANOPY MORTGAGE, LLC | 6 | 0.8% | — |
Top 40 of 141 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps