West Virginia · HMDA 2025
Mortgage lenders in Braxton County, WV
52 lenders reported 295 home-loan applications in Braxton County in 2025. 123 closed as loans ($16.5M), 95 were denied — a 42.0% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 38% of applications, led by Peoples Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 295
- Loans originated
- 123
- Purchase / refinance
- 69 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Braxton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 44 | 14.9% | 24.1% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 11.9% | — |
| 3 | Rocket Mortgage, LLC | 33 | 11.2% | — |
| 4 | City National Bank of West Virginia 78 out of 100, Strong | 31 | 10.5% | 27.3% |
| 5 | Clear Mountain Bank 83 out of 100, Strong | 15 | 5.1% | 6.8% |
| 6 | Mortgage Research Center, LLC | 11 | 3.7% | — |
| 7 | The Huntington National Bank 59 out of 100, Moderate | 10 | 3.4% | 31.6% |
| 8 | 21st Mortgage Corporation | 10 | 3.4% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 3.4% | 74.7% |
| 10 | AmeriSave Mortgage Corporation | 7 | 2.4% | — |
| 11 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 7 | 2.4% | 13.2% |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.7% | 32.9% |
| 13 | Broker Solutions, Inc. | 5 | 1.7% | — |
| 14 | First Community Bank 75 out of 100, Strong | 5 | 1.7% | 30.8% |
| 15 | Loandepot.Com, LLC | 4 | 1.4% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.4% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.0% | — |
| 19 | GUARANTEED RATE, INC. | 3 | 1.0% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.0% | — |
| 21 | Clay County Bank, Inc. 91 out of 100, Very strong | 3 | 1.0% | 16.3% |
| 22 | Gateway First Bank 54 out of 100, Below average | 3 | 1.0% | 5.3% |
| 23 | FREEDOM MORTGAGE CORPORATION | 3 | 1.0% | — |
| 24 | NEWREZ LLC | 2 | 0.7% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.7% | 32.5% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.7% | 22.2% |
| 27 | Nations Lending Corporation | 2 | 0.7% | — |
| 28 | PLANET HOME LENDING, LLC | 2 | 0.7% | — |
| 29 | TAMMAC HOLDINGS CORPORATION | 2 | 0.7% | — |
| 30 | STOCKTON MORTGAGE CORPORATION | 2 | 0.7% | — |
| 31 | First Exchange Bank 49 out of 100, Below average | 2 | 0.7% | 35.4% |
| 32 | Truist Bank 63 out of 100, Moderate | 1 | 0.3% | 40.8% |
| 33 | MOVEMENT MORTGAGE, LLC | 1 | 0.3% | — |
| 34 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.3% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.3% | 33.8% |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.3% | 39.5% |
| 37 | Community Trust Bank, Inc. 80 out of 100, Strong | 1 | 0.3% | 13.9% |
| 38 | INTERCOASTAL MORTGAGE, LLC | 1 | 0.3% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 0.3% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 0.3% | — |
Top 40 of 52 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps