West Virginia · HMDA 2025
Mortgage lenders in Gilmer County, WV
37 lenders reported 108 home-loan applications in Gilmer County in 2025. 35 closed as loans ($5.4M), 35 were denied — a 46.7% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 45% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 108
- Loans originated
- 35
- Purchase / refinance
- 16 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gilmer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 24.1% | — |
| 2 | Rocket Mortgage, LLC | 15 | 13.9% | — |
| 3 | AmeriSave Mortgage Corporation | 8 | 7.4% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 4 | 3.7% | — |
| 5 | United Bank 74 out of 100, Strong | 4 | 3.7% | 20.3% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 2.8% | 32.9% |
| 7 | 21st Mortgage Corporation | 3 | 2.8% | — |
| 8 | Broker Solutions, Inc. | 3 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.8% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 3 | 2.8% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 3 | 2.8% | — |
| 12 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 2.8% | 37.2% |
| 13 | Loandepot.Com, LLC | 2 | 1.9% | — |
| 14 | Mortgage Research Center, LLC | 2 | 1.9% | — |
| 15 | TAMMAC HOLDINGS CORPORATION | 2 | 1.9% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 2 | 1.9% | — |
| 17 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 1.9% | 74.7% |
| 18 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.9% | 31.6% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.9% | 14.1% |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.9% | 22.2% |
| 21 | MOVEMENT MORTGAGE, LLC | 1 | 0.9% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.9% | — |
| 23 | GUARANTEED RATE, INC. | 1 | 0.9% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.9% | 33.8% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 1 | 0.9% | — |
| 27 | Nations Lending Corporation | 1 | 0.9% | — |
| 28 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.9% | 19.1% |
| 29 | PLANET HOME LENDING, LLC | 1 | 0.9% | — |
| 30 | First National Bank of America 51 out of 100, Below average | 1 | 0.9% | 16.9% |
| 31 | Gateway First Bank 54 out of 100, Below average | 1 | 0.9% | 5.3% |
| 32 | INTERCOASTAL MORTGAGE, LLC | 1 | 0.9% | — |
| 33 | Home Loan Investment Bank, F.S.B. | 1 | 0.9% | — |
| 34 | Ixonia Bank 67 out of 100, Moderate | 1 | 0.9% | 4.7% |
| 35 | First Exchange Bank 49 out of 100, Below average | 1 | 0.9% | 35.4% |
| 36 | Stifel Bank and Trust 59 out of 100, Moderate | 1 | 0.9% | 2.3% |
| 37 | Peoples Bank 67 out of 100, Moderate | 1 | 0.9% | 24.1% |
Top 37 of 37 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps