West Virginia · HMDA 2025
Mortgage lenders in Pocahontas County, WV
78 lenders reported 252 home-loan applications in Pocahontas County in 2025. 112 closed as loans ($19.9M), 66 were denied — a 35.5% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 27% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 252
- Loans originated
- 112
- Purchase / refinance
- 56 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pocahontas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 24 | 9.5% | — |
| 2 | City National Bank of West Virginia 78 out of 100, Strong | 23 | 9.1% | 27.3% |
| 3 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 22 | 8.7% | 22.5% |
| 4 | Pendleton Community Bank, Inc. 61 out of 100, Moderate | 17 | 6.7% | 13.0% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 6.3% | — |
| 6 | Mortgage Research Center, LLC | 11 | 4.4% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 3.2% | 32.9% |
| 8 | AmeriSave Mortgage Corporation | 6 | 2.4% | — |
| 9 | NEWREZ LLC | 5 | 2.0% | — |
| 10 | PLANET HOME LENDING, LLC | 5 | 2.0% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 4 | 1.6% | 40.8% |
| 12 | Loandepot.Com, LLC | 4 | 1.6% | — |
| 13 | Broker Solutions, Inc. | 4 | 1.6% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.6% | — |
| 15 | TAMMAC HOLDINGS CORPORATION | 4 | 1.6% | — |
| 16 | Alcova Mortgage LLC | 4 | 1.6% | — |
| 17 | Discover Bank | 3 | 1.2% | — |
| 18 | GUILD MORTGAGE COMPANY | 3 | 1.2% | — |
| 19 | Cornerstone First Mortgage, Inc | 3 | 1.2% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.2% | — |
| 21 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.2% | — |
| 22 | KIND LENDING, LLC | 3 | 1.2% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.2% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 3 | 1.2% | 3.0% |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.8% | 31.6% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.8% | 14.1% |
| 27 | MOVEMENT MORTGAGE, LLC | 2 | 0.8% | — |
| 28 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.8% | 45.9% |
| 29 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 30 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 2 | 0.8% | 15.9% |
| 31 | ROYAL UNITED MORTGAGE LLC | 2 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 33 | BETTER MORTGAGE CORPORATION | 2 | 0.8% | — |
| 34 | AMERICAN HERITAGE LENDING, LLC | 2 | 0.8% | — |
| 35 | WesBanco Bank, Inc. 66 out of 100, Moderate | 2 | 0.8% | 20.1% |
| 36 | Fayette County National Bank 69 out of 100, Moderate | 2 | 0.8% | 15.4% |
| 37 | Legends Bank 71 out of 100, Strong | 2 | 0.8% | 4.4% |
| 38 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 39 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
Top 40 of 78 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps