West Virginia · HMDA 2025
Mortgage lenders in Summers County, WV
72 lenders reported 309 home-loan applications in Summers County in 2025. 148 closed as loans ($19.8M), 72 were denied — a 31.0% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 29% of applications, led by City National Bank of West Virginia. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 309
- Loans originated
- 148
- Purchase / refinance
- 77 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Summers County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | City National Bank of West Virginia 78 out of 100, Strong | 39 | 12.6% | 27.3% |
| 2 | Rocket Mortgage, LLC | 29 | 9.4% | — |
| 3 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 22 | 7.1% | 15.9% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 6.5% | — |
| 5 | Alcova Mortgage LLC | 16 | 5.2% | — |
| 6 | 21st Mortgage Corporation | 14 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 13 | 4.2% | — |
| 8 | AmeriSave Mortgage Corporation | 8 | 2.6% | — |
| 9 | First Community Bank 75 out of 100, Strong | 8 | 2.6% | 30.8% |
| 10 | The Huntington National Bank 59 out of 100, Moderate | 7 | 2.3% | 31.6% |
| 11 | NEWREZ LLC | 7 | 2.3% | — |
| 12 | Broker Solutions, Inc. | 7 | 2.3% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.9% | 14.1% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.6% | 32.9% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.6% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.6% | — |
| 17 | GUARANTEED RATE, INC. | 5 | 1.6% | — |
| 18 | Atlantic Union Bank 73 out of 100, Strong | 5 | 1.6% | 23.3% |
| 19 | Loandepot.Com, LLC | 4 | 1.3% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.3% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.3% | 39.5% |
| 22 | PLANET HOME LENDING, LLC | 4 | 1.3% | — |
| 23 | Pioneer Community Bank, Inc. 79 out of 100, Strong | 4 | 1.3% | 13.0% |
| 24 | Truist Bank 63 out of 100, Moderate | 3 | 1.0% | 40.8% |
| 25 | MOVEMENT MORTGAGE, LLC | 3 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 3 | 1.0% | — |
| 27 | The First National Bank of Peterstown 77 out of 100, Strong | 3 | 1.0% | 22.6% |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 1.0% | 74.7% |
| 29 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
| 31 | SUN WEST MORTGAGE COMPANY, INC. | 2 | 0.6% | — |
| 32 | Whitesville State Bank 65 out of 100, Moderate | 2 | 0.6% | 27.1% |
| 33 | Home Loan Investment Bank, F.S.B. | 2 | 0.6% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 2 | 0.6% | — |
| 35 | United Bank 74 out of 100, Strong | 2 | 0.6% | 20.3% |
| 36 | STOCKTON MORTGAGE CORPORATION | 2 | 0.6% | — |
| 37 | ROYAL UNITED MORTGAGE LLC | 2 | 0.6% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.3% | 32.5% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.3% | 22.2% |
| 40 | Discover Bank | 1 | 0.3% | — |
Top 40 of 72 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps