Wisconsin · HMDA 2025
Mortgage lenders in Clark County, WI
122 lenders reported 1,062 home-loan applications in Clark County in 2025. 693 closed as loans ($124.2M), 140 were denied — a 16.2% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 32% of applications, led by SIMPLICITY. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,062
- Loans originated
- 693
- Purchase / refinance
- 346 / 217
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SIMPLICITY | 142 | 13.4% | — |
| 2 | Forward Bank 64 out of 100, Moderate | 108 | 10.2% | 4.2% |
| 3 | Royal Credit Union 73 out of 100, Strong | 88 | 8.3% | 11.3% |
| 4 | AbbyBank 56 out of 100, Moderate | 56 | 5.3% | 10.4% |
| 5 | Rocket Mortgage, LLC | 45 | 4.2% | — |
| 6 | Citizens State Bank of Loyal 80 out of 100, Strong | 43 | 4.0% | 9.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 37 | 3.5% | — |
| 8 | Mortgage Research Center, LLC | 35 | 3.3% | — |
| 9 | CO-OP Credit Union 70 out of 100, Strong | 30 | 2.8% | 3.3% |
| 10 | Nations Lending Corporation | 29 | 2.7% | — |
| 11 | Ixonia Bank 67 out of 100, Moderate | 28 | 2.6% | 4.7% |
| 12 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 24 | 2.3% | 10.2% |
| 13 | MARINE CREDIT UNION 53 out of 100, Below average | 24 | 2.3% | 44.9% |
| 14 | Associated Bank, National Association | 24 | 2.3% | — |
| 15 | Nicolet National Bank 64 out of 100, Moderate | 18 | 1.7% | 4.5% |
| 16 | Valley Communities Credit Union 83 out of 100, Strong | 17 | 1.6% | 20.4% |
| 17 | Fairway Independent Mortgage Corporation | 14 | 1.3% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.1% | — |
| 19 | PLANET HOME LENDING, LLC | 11 | 1.0% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 10 | 0.9% | — |
| 21 | Loandepot.Com, LLC | 9 | 0.8% | — |
| 22 | WESTCONSIN Credit Union 78 out of 100, Strong | 9 | 0.8% | 15.4% |
| 23 | NEWREZ LLC | 8 | 0.8% | — |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.8% | — |
| 25 | Northwestern Bank 80 out of 100, Strong | 8 | 0.8% | 10.6% |
| 26 | GUARANTEED RATE, INC. | 7 | 0.7% | — |
| 27 | AmeriSave Mortgage Corporation | 7 | 0.7% | — |
| 28 | BMO Bank National Association 83 out of 100, Strong | 7 | 0.7% | 40.5% |
| 29 | Prevail Bank 74 out of 100, Strong | 7 | 0.7% | 14.5% |
| 30 | Summit Credit Union | 7 | 0.7% | — |
| 31 | GUILD MORTGAGE COMPANY | 6 | 0.6% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.6% | 39.5% |
| 33 | AgCountry Farm Credit Services, FLCA | 6 | 0.6% | — |
| 34 | Citizens State Bank | 6 | 0.6% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.6% | — |
| 36 | Waterstone Mortgage Corporation | 6 | 0.6% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.5% | 14.1% |
| 38 | SPRING EQ, LLC | 5 | 0.5% | — |
| 39 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 0.5% | — |
| 40 | Broker Solutions, Inc. | 4 | 0.4% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps