Alabama · HMDA 2025
Mortgage lenders in Barbour County, AL
97 lenders reported 639 home-loan applications in Barbour County in 2025. 268 closed as loans ($45.1M), 149 were denied — a 33.5% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 639
- Loans originated
- 268
- Purchase / refinance
- 129 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Barbour County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 48 | 7.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 6.9% | — |
| 3 | Rocket Mortgage, LLC | 40 | 6.3% | — |
| 4 | Five Star Credit Union 72 out of 100, Strong | 35 | 5.5% | 27.7% |
| 5 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 32 | 5.0% | 43.3% |
| 6 | Mortgage Research Center, LLC | 24 | 3.8% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 3.4% | 33.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.8% | — |
| 10 | PeoplesSouth Bank 69 out of 100, Moderate | 18 | 2.8% | 5.5% |
| 11 | FREEDOM MORTGAGE CORPORATION | 17 | 2.7% | — |
| 12 | Loandepot.Com, LLC | 15 | 2.3% | — |
| 13 | AmeriSave Mortgage Corporation | 14 | 2.2% | — |
| 14 | Renasant Bank 64 out of 100, Moderate | 14 | 2.2% | 11.6% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.7% | 32.9% |
| 16 | Trustmark National Bank 62 out of 100, Moderate | 11 | 1.7% | 14.7% |
| 17 | NEWREZ LLC | 10 | 1.6% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 10 | 1.6% | — |
| 19 | Ameris Bank 67 out of 100, Moderate | 10 | 1.6% | 10.5% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.4% | 14.1% |
| 21 | Broker Solutions, Inc. | 8 | 1.3% | — |
| 22 | GENEVA FINANCIAL, LLC | 8 | 1.3% | — |
| 23 | PLANET HOME LENDING, LLC | 8 | 1.3% | — |
| 24 | INTERLINC MORTGAGE SERVICES, LLC | 8 | 1.3% | — |
| 25 | FirstBank 59 out of 100, Moderate | 8 | 1.3% | 42.8% |
| 26 | NEW DAY FINANCIAL, LLC | 8 | 1.3% | — |
| 27 | Regions Bank 64 out of 100, Moderate | 7 | 1.1% | 43.1% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.1% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.1% | — |
| 30 | GoodLeap, LLC | 7 | 1.1% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.9% | 74.7% |
| 33 | MidSouth Bank | 6 | 0.9% | — |
| 34 | Fairway Independent Mortgage Corporation | 5 | 0.8% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.8% | — |
| 36 | APCO EMPLOYEES | 5 | 0.8% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 4 | 0.6% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.6% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.5% | 39.5% |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps