Alabama · HMDA 2025
Mortgage lenders in Chambers County, AL
159 lenders reported 1,196 home-loan applications in Chambers County in 2025. 523 closed as loans ($90.7M), 246 were denied — a 30.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,196
- Loans originated
- 523
- Purchase / refinance
- 309 / 159
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chambers County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 102 | 8.5% | — |
| 2 | Rocket Mortgage, LLC | 68 | 5.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 47 | 3.9% | — |
| 4 | Equity Prime Mortgage LLC | 47 | 3.9% | — |
| 5 | SouthState Bank, National Association 68 out of 100, Moderate | 47 | 3.9% | 23.3% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 3.4% | — |
| 7 | 21st Mortgage Corporation | 30 | 2.5% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 2.4% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 26 | 2.2% | — |
| 10 | NEWREZ LLC | 24 | 2.0% | — |
| 11 | CMG MORTGAGE, INC. | 22 | 1.8% | — |
| 12 | Loandepot.Com, LLC | 22 | 1.8% | — |
| 13 | Ameris Bank 67 out of 100, Moderate | 22 | 1.8% | 10.5% |
| 14 | MOVEMENT MORTGAGE, LLC | 21 | 1.8% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 21 | 1.8% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.7% | 32.9% |
| 17 | AmeriSave Mortgage Corporation | 20 | 1.7% | — |
| 18 | Mortgage Research Center, LLC | 20 | 1.7% | — |
| 19 | AuburnBank 74 out of 100, Strong | 19 | 1.6% | 11.3% |
| 20 | Magnolia Bank, Incorporated 49 out of 100, Below average | 18 | 1.5% | 10.3% |
| 21 | NEW DAY FINANCIAL, LLC | 17 | 1.4% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.3% | — |
| 23 | River Bank & Trust | 16 | 1.3% | — |
| 24 | Broker Solutions, Inc. | 15 | 1.3% | — |
| 25 | Capital City Bank 72 out of 100, Strong | 14 | 1.2% | 32.0% |
| 26 | ALABAMA ONE | 14 | 1.2% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.1% | 14.1% |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.1% | 33.8% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.0% | — |
| 30 | KEYSTONE FUNDING, INC. | 11 | 0.9% | — |
| 31 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 32 | MAX Credit Union 89 out of 100, Very strong | 11 | 0.9% | 27.0% |
| 33 | Trustmark National Bank 62 out of 100, Moderate | 11 | 0.9% | 14.7% |
| 34 | Truist Bank 63 out of 100, Moderate | 10 | 0.8% | 40.8% |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | 0.8% | — |
| 36 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 9 | 0.8% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.7% | 22.2% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.7% | — |
| 40 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | 0.7% | — |
Top 40 of 159 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps