Alabama · HMDA 2025
Mortgage lenders in Elmore County, AL
247 lenders reported 4,717 home-loan applications in Elmore County in 2025. 2,503 closed as loans ($608.2M), 735 were denied — a 21.6% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 15% of applications, led by MAX Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,717
- Loans originated
- 2,503
- Purchase / refinance
- 1,331 / 789
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elmore County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MAX Credit Union 89 out of 100, Very strong | 248 | 5.3% | 27.0% |
| 2 | 21st Mortgage Corporation | 244 | 5.2% | — |
| 3 | GUILD MORTGAGE COMPANY | 211 | 4.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 201 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 194 | 4.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 179 | 3.8% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 173 | 3.7% | 43.1% |
| 8 | Trustmark National Bank 62 out of 100, Moderate | 159 | 3.4% | 14.7% |
| 9 | Guardian Credit Union | 147 | 3.1% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 140 | 3.0% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 128 | 2.7% | — |
| 12 | Fairway Independent Mortgage Corporation | 117 | 2.5% | — |
| 13 | Mortgage Research Center, LLC | 115 | 2.4% | — |
| 14 | River Bank & Trust | 101 | 2.1% | — |
| 15 | NEWREZ LLC | 100 | 2.1% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 92 | 2.0% | 32.9% |
| 17 | MOVEMENT MORTGAGE, LLC | 84 | 1.8% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 83 | 1.8% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 71 | 1.5% | — |
| 20 | Renasant Bank 64 out of 100, Moderate | 71 | 1.5% | 11.6% |
| 21 | First Community Bank of Central Alabama | 68 | 1.4% | — |
| 22 | DHI MORTGAGE COMPANY, LTD. | 67 | 1.4% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 66 | 1.4% | 14.1% |
| 24 | FirstBank 59 out of 100, Moderate | 54 | 1.1% | 42.8% |
| 25 | NATIONSTAR MORTGAGE LLC | 50 | 1.1% | — |
| 26 | NEW DAY FINANCIAL, LLC | 49 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 46 | 1.0% | — |
| 28 | AmeriSave Mortgage Corporation | 46 | 1.0% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 44 | 0.9% | 33.8% |
| 30 | PLANET HOME LENDING, LLC | 42 | 0.9% | — |
| 31 | GMFS LLC | 42 | 0.9% | — |
| 32 | TOWNE MORTGAGE COMPANY | 42 | 0.9% | — |
| 33 | Truist Bank 63 out of 100, Moderate | 39 | 0.8% | 40.8% |
| 34 | ALABAMA STATE EMPLOYEES CREDIT UNION 80 out of 100, Strong | 39 | 0.8% | 0.9% |
| 35 | Coastal Community Bank 35 out of 100, Low | 39 | 0.8% | 3.0% |
| 36 | FIGURE LENDING LLC | 38 | 0.8% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 37 | 0.8% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 34 | 0.7% | — |
| 39 | SPRING EQ, LLC | 34 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 32 | 0.7% | — |
Top 40 of 247 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps