Alabama · HMDA 2025
Mortgage lenders in Macon County, AL
110 lenders reported 548 home-loan applications in Macon County in 2025. 170 closed as loans ($29.6M), 210 were denied — a 52.4% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 548
- Loans originated
- 170
- Purchase / refinance
- 79 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 85 | 15.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 54 | 9.9% | — |
| 3 | Rocket Mortgage, LLC | 30 | 5.5% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 24 | 4.4% | 33.8% |
| 5 | Regions Bank 64 out of 100, Moderate | 19 | 3.5% | 43.1% |
| 6 | Guardian Credit Union | 18 | 3.3% | — |
| 7 | Loandepot.Com, LLC | 15 | 2.7% | — |
| 8 | Mortgage Research Center, LLC | 15 | 2.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 2.2% | 32.9% |
| 10 | NEWREZ LLC | 10 | 1.8% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.8% | 14.1% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.8% | — |
| 13 | AmeriSave Mortgage Corporation | 10 | 1.8% | — |
| 14 | SPRING EQ, LLC | 10 | 1.8% | — |
| 15 | MAX Credit Union 89 out of 100, Very strong | 9 | 1.6% | 27.0% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.5% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.5% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.5% | — |
| 19 | Cadence Bank | 8 | 1.5% | — |
| 20 | CMG MORTGAGE, INC. | 6 | 1.1% | — |
| 21 | LIMA ONE CAPITAL, LLC | 6 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.1% | — |
| 23 | NEW DAY FINANCIAL, LLC | 6 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 5 | 0.9% | — |
| 26 | CHAMPIONS FUNDING, LLC | 5 | 0.9% | — |
| 27 | Trustmark National Bank 62 out of 100, Moderate | 5 | 0.9% | 14.7% |
| 28 | Coastal Community Bank 35 out of 100, Low | 5 | 0.9% | 3.0% |
| 29 | Truist Bank 63 out of 100, Moderate | 4 | 0.7% | 40.8% |
| 30 | BPL MORTGAGE TRUST, LLC | 4 | 0.7% | — |
| 31 | HOMEXPRESS MORTGAGE CORP. | 4 | 0.7% | — |
| 32 | GoodLeap, LLC | 4 | 0.7% | — |
| 33 | GUILD MORTGAGE COMPANY | 3 | 0.5% | — |
| 34 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.5% | — |
| 35 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 36 | Renasant Bank 64 out of 100, Moderate | 3 | 0.5% | 11.6% |
| 37 | Kiavi Funding, Inc. | 3 | 0.5% | — |
| 38 | COREVEST AMERICAN FINANCE LENDER LLC | 3 | 0.5% | — |
| 39 | FirstBank 59 out of 100, Moderate | 3 | 0.5% | 42.8% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.5% | — |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps