Alabama · HMDA 2025
Mortgage lenders in Tallapoosa County, AL
210 lenders reported 1,815 home-loan applications in Tallapoosa County in 2025. 927 closed as loans ($328.7M), 349 were denied — a 26.3% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 21% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,815
- Loans originated
- 927
- Purchase / refinance
- 493 / 311
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tallapoosa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 143 | 7.9% | — |
| 2 | 21st Mortgage Corporation | 138 | 7.6% | — |
| 3 | River Bank & Trust | 95 | 5.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 76 | 4.2% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 64 | 3.5% | 43.1% |
| 6 | Rocket Mortgage, LLC | 63 | 3.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 60 | 3.3% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 43 | 2.4% | 33.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 2.1% | 14.1% |
| 10 | NEWREZ LLC | 38 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 36 | 2.0% | — |
| 12 | FIRST COMMUNITY MORTGAGE, INC. | 36 | 2.0% | — |
| 13 | MORIA DEVELOPMENT, INC. | 34 | 1.9% | — |
| 14 | PHH Mortgage Corporation | 33 | 1.8% | — |
| 15 | AmeriSave Mortgage Corporation | 30 | 1.7% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.3% | — |
| 17 | Renasant Bank 64 out of 100, Moderate | 24 | 1.3% | 11.6% |
| 18 | Truist Bank 63 out of 100, Moderate | 23 | 1.3% | 40.8% |
| 19 | Loandepot.Com, LLC | 23 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 22 | 1.2% | — |
| 21 | NEW DAY FINANCIAL, LLC | 22 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.1% | 32.9% |
| 23 | Broker Solutions, Inc. | 20 | 1.1% | — |
| 24 | Valley National Bank 60 out of 100, Moderate | 17 | 0.9% | 21.0% |
| 25 | CMG MORTGAGE, INC. | 16 | 0.9% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.9% | — |
| 27 | Guardian Credit Union | 16 | 0.9% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.8% | 22.2% |
| 29 | Fairway Independent Mortgage Corporation | 15 | 0.8% | — |
| 30 | GUILD MORTGAGE COMPANY | 15 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 15 | 0.8% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.8% | — |
| 33 | UNION HOME MORTGAGE CORP. | 15 | 0.8% | — |
| 34 | KIND LENDING, LLC | 14 | 0.8% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.7% | 44.7% |
| 36 | Cadence Bank | 12 | 0.7% | — |
| 37 | Trustmark National Bank 62 out of 100, Moderate | 12 | 0.7% | 14.7% |
| 38 | PLANET HOME LENDING, LLC | 11 | 0.6% | — |
| 39 | MAX Credit Union 89 out of 100, Very strong | 11 | 0.6% | 27.0% |
| 40 | Equity Prime Mortgage LLC | 11 | 0.6% | — |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps