Alabama · HMDA 2025
Mortgage lenders in Washington County, AL
98 lenders reported 553 home-loan applications in Washington County in 2025. 205 closed as loans ($34.8M), 137 were denied — a 35.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 38% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 553
- Loans originated
- 205
- Purchase / refinance
- 114 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 115 | 20.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 60 | 10.8% | — |
| 3 | Rocket Mortgage, LLC | 34 | 6.1% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 21 | 3.8% | 43.1% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.5% | — |
| 7 | ALABAMA ONE | 14 | 2.5% | — |
| 8 | FirstBank 59 out of 100, Moderate | 13 | 2.4% | 42.8% |
| 9 | SmartBank 66 out of 100, Moderate | 12 | 2.2% | 12.9% |
| 10 | Cadence Bank | 12 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.8% | — |
| 12 | Renasant Bank 64 out of 100, Moderate | 10 | 1.8% | 11.6% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.6% | 14.1% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.6% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.6% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 9 | 1.6% | — |
| 17 | NEWREZ LLC | 8 | 1.4% | — |
| 18 | Fairway Independent Mortgage Corporation | 8 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 8 | 1.4% | — |
| 20 | SPRING EQ, LLC | 7 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 6 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 5 | 0.9% | — |
| 24 | Radiant Credit Union 65 out of 100, Moderate | 5 | 0.9% | 41.0% |
| 25 | Trustmark National Bank 62 out of 100, Moderate | 5 | 0.9% | 14.7% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 27 | Community Bank of Mississippi 64 out of 100, Moderate | 4 | 0.7% | 9.7% |
| 28 | River Bank & Trust | 4 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 30 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 0.7% | 10.0% |
| 31 | NEW DAY FINANCIAL, LLC | 4 | 0.7% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.7% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 34 | Loandepot.Com, LLC | 3 | 0.5% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.5% | — |
| 36 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 37 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 38 | BankPlus 71 out of 100, Strong | 3 | 0.5% | 12.2% |
| 39 | Chickasaw Community Bank 47 out of 100, Below average | 3 | 0.5% | 34.1% |
| 40 | STOCKTON MORTGAGE CORPORATION | 3 | 0.5% | — |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps