Arkansas · HMDA 2025
Mortgage lenders in Madison County, AR
119 lenders reported 735 home-loan applications in Madison County in 2025. 389 closed as loans ($86.5M), 122 were denied — a 22.8% denial rate on decided applications, close to the Arkansas rate of 23.0%. The three most active lenders handled 31% of applications, led by Arvest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 735
- Loans originated
- 389
- Purchase / refinance
- 184 / 131
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 148 | 20.1% | 18.5% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 41 | 5.6% | — |
| 3 | CS Bank 69 out of 100, Moderate | 37 | 5.0% | 5.2% |
| 4 | Rocket Mortgage, LLC | 35 | 4.8% | — |
| 5 | 21st Mortgage Corporation | 22 | 3.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 19 | 2.6% | — |
| 7 | FLAT BRANCH MORTGAGE, INC. | 15 | 2.0% | — |
| 8 | NEWREZ LLC | 14 | 1.9% | — |
| 9 | MY MOVE MORTGAGE, LLC | 13 | 1.8% | — |
| 10 | Mortgage Research Center, LLC | 12 | 1.6% | — |
| 11 | Bank of 1889 72 out of 100, Strong | 12 | 1.6% | 3.2% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.5% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.5% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 11 | 1.5% | — |
| 15 | UNITED FEDERAL CREDIT UNION | 11 | 1.5% | — |
| 16 | Centennial Bank 79 out of 100, Strong | 11 | 1.5% | 23.4% |
| 17 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 10 | 1.4% | 31.7% |
| 18 | Loandepot.Com, LLC | 9 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 9 | 1.2% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 9 | 1.2% | 3.0% |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.1% | — |
| 22 | FIGURE LENDING LLC | 8 | 1.1% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.1% | — |
| 24 | Gateway First Bank 54 out of 100, Below average | 8 | 1.1% | 5.3% |
| 25 | PLANET HOME LENDING, LLC | 7 | 1.0% | — |
| 26 | Anstaff Bank 79 out of 100, Strong | 7 | 1.0% | 5.5% |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.8% | 32.9% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.8% | 14.1% |
| 30 | Fairway Independent Mortgage Corporation | 6 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 6 | 0.8% | — |
| 32 | Signature Bank of Arkansas 67 out of 100, Moderate | 6 | 0.8% | 4.0% |
| 33 | UNION HOME MORTGAGE CORP. | 6 | 0.8% | — |
| 34 | GoodLeap, LLC | 6 | 0.8% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 5 | 0.7% | 40.8% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.7% | 32.5% |
| 37 | UNITED BUILT HOMES, L.L.C. | 5 | 0.7% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.5% | 44.7% |
| 39 | SPRING EQ, LLC | 4 | 0.5% | — |
| 40 | First Security Bank 92 out of 100, Very strong | 4 | 0.5% | 6.6% |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps